Absa Group Income Statement

Financials in millions ZAR. Fiscal year is January - December.

Millions ZAR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	161,679	164,957	151,693	110,315	87,844	91,264
Interest Income on Investments	2,765	2,899	2,769	1,917	1,651	1,787
Total Interest Income	164,444	167,856	154,462	112,232	89,495	93,051
Interest Paid on Deposits	92,342	96,751	86,407	51,734	36,173	44,194
Net Interest Income	72,102	71,105	68,055	60,498	53,322	48,857
Net Interest Income Growth (YoY)	2.57%	4.48%	12.49%	13.46%	9.14%	5.07%
Gain (Loss) on Sale of Assets	153	153	34	20	96	72
Gain (Loss) on Sale of Investments	2,869	2,511	2,642	-532	2,704	2,199
Other Non-Interest Income	37,494	36,164	33,911	36,745	29,719	30,470
Total Non-Interest Income	40,516	38,828	36,587	36,233	32,519	32,741
Non-Interest Income Growth (YoY)	12.12%	6.13%	0.98%	11.42%	-0.68%	-2.58%
Revenues Before Loan Losses	112,618	109,933	104,642	96,731	85,841	81,598
Provision for Loan Losses	13,168	14,304	15,535	13,703	8,499	20,569
Revenue	99,450	95,629	89,107	83,028	77,342	61,029
Revenue Growth (YoY)	9.45%	7.32%	7.32%	7.35%	26.73%	-15.58%
Selling, General & Administrative	3,993	2,824	2,833	2,382	1,824	2,160
Other Non-Interest Expense	57,570	57,324	54,658	49,211	48,560	48,006
Total Non-Interest Expense	62,872	61,508	58,398	52,186	50,252	50,202
EBT Excluding Unusual Items	36,578	34,121	30,709	30,842	27,090	10,827
Asset Writedown	-892	-830	-459	-612	-368	-456
Pretax Income	35,582	33,223	30,250	30,356	26,724	10,369
Income Tax Expense	9,250	8,320	7,687	7,952	7,299	3,156
Earnings From Continuing Operations	26,332	24,903	22,563	22,404	19,425	7,213
Minority Interest in Earnings	-3,409	-3,366	-2,672	-2,139	-1,662	-1,333
Net Income	22,923	21,537	19,891	20,265	17,763	5,880
Net Income to Common	22,923	21,537	19,891	20,265	17,763	5,880
Net Income Growth	21.00%	8.28%	-1.85%	14.09%	202.09%	-58.75%
Basic Shares Outstanding	829	829	829	829	830	826
Diluted Shares Outstanding	833	830	831	834	832	827
Shares Change (YoY)	0.29%	-0.14%	-0.32%	0.28%	0.60%	-0.55%
EPS (Basic)	27.65	25.99	24.00	24.43	21.40	7.12
EPS (Diluted)	27.53	25.95	23.93	24.30	21.36	7.11
EPS Growth	20.65%	8.43%	-1.53%	13.77%	200.29%	-58.53%
Dividend Per Share	15.600	14.600	13.700	13.000	7.850	-
Dividend Growth	13.87%	6.57%	5.38%	65.61%	-	-
Effective Tax Rate	26.00%	25.04%	25.41%	26.20%	27.31%	30.44%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.