Absa Group Limited (JSE:ABG)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
22,754
-37 (-0.16%)
Aug 3, 2026, 11:49 AM SAST

Absa Group Financials Overview

Millions ZAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
102,195102,19595,62989,10783,02877,342
Revenue Growth
2.76%6.87%7.32%7.32%7.35%26.73%
Net Income
22,21422,21421,53719,89120,26517,763
Earnings Per Share
26.5226.5225.9523.9324.3021.36
EPS Growth
-3.69%2.19%8.43%-1.53%13.77%200.29%

Revenue by Segment

Fiscal YearFY 2024FY 2023FY 2022FY 2021
Period EndingDec '24 Dec '23 Dec '22 Dec '21
Personal and Private Banking
43,037---
Business Banking Segment
15,003---
Absa Regional Operations Retail Business Banking
17,32014,74312,56310,350
Corporate and Investment Banking
33,62729,02125,36823,130
Head Office, Treasury and Other Operations
9621,2563171,117
Total
109,94989,10783,13377,407

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
341,397341,397276,545278,713269,468281,722
Total Debt
238,487238,487187,473363,785382,569286,362
Net Cash (Debt)
102,910102,91089,072-85,072-113,101-4,640
Net Cash Growth
-15.54%----
Net Cash Per Share
122.83122.83107.32-102.35-135.63-5.58

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-89,351-89,351-90,282-58,651-41,829-102,607
Capital Expenditures
-3,318-3,318-4,320-2,542-2,214-1,475
Free Cash Flow
-92,669-92,669-94,602-61,193-44,043-104,082
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.74%21.74%22.52%22.32%24.41%22.97%
FCF Margin
-90.68%-90.68%-98.93%-68.67%-53.05%-134.57%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
17.00016.35014.60013.70013.0007.850
Dividend Per Share Growth
11.99%11.99%6.57%5.38%65.61%-
Dividend Yield
7.46%7.07%8.70%10.34%8.93%7.29%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.608.947.307.217.957.13
Forward PE
7.187.476.645.976.886.82
PS Ratio
1.851.941.641.611.941.64