Absa Group Balance Sheet

Financials in millions ZAR. Fiscal year is January - December.

Millions ZAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	53,552	46,308	21,628	13,551	14,577
Investment Securities	291,421	292,205	315,207	281,824	270,502
Trading Asset Securities	287,845	230,237	196,538	211,427	206,937
Total Investments	579,266	522,442	511,745	493,251	477,439
Gross Loans	1,457,043	1,377,128	1,260,608	1,214,063	1,073,822
Allowance for Loan Losses	-50,126	-52,980	-49,566	-44,889	-41,440
Other Adjustments to Gross Loans	-433	-467	-232	-265	-333
Net Loans	1,406,484	1,323,681	1,210,810	1,168,909	1,032,049
Property, Plant & Equipment	16,055	16,250	16,016	15,325	15,970
Goodwill	665	722	769	757	754
Other Intangible Assets	13,790	15,288	13,673	12,144	11,149
Investments in Real Estate	314	225	378	397	421
Other Receivables	38,007	35,284	37,567	15,829	12,892
Restricted Cash	106,892	89,282	44,111	52,878	51,464
Other Current Assets	16,737	10,197	8,639	8,967	15,475
Long-Term Deferred Tax Assets	6,297	7,233	7,849	8,401	5,897
Other Long-Term Assets	1,161	1,488	1,450	1,500	1,207
Total Assets	2,239,479	2,068,695	1,874,876	1,792,101	1,639,532
Accrued Expenses	3,949	4,001	3,597	3,673	3,637
Interest Bearing Deposits	1,711,751	1,609,582	1,257,575	1,153,693	1,099,362
Total Deposits	1,711,751	1,609,582	1,257,575	1,153,693	1,099,362
Short-Term Borrowings	212,669	162,647	133,955	152,108	128,195
Current Portion of Long-Term Debt	8,227	3,133	96,364	132,793	59,795
Current Portion of Leases	1,430	1,335	1,252	-	-
Current Income Taxes Payable	1,946	706	833	971	1,091
Other Current Liabilities	24,338	18,086	16,493	55,161	53,716
Long-Term Debt	14,335	18,055	129,661	94,091	94,617
Long-Term Leases	1,826	2,303	2,553	3,577	3,755
Long-Term Unearned Revenue	313	522	211	342	222
Pension & Post-Retirement Benefits	666	638	726	497	715
Long-Term Deferred Tax Liabilities	229	378	181	168	386
Other Long-Term Liabilities	66,391	64,033	67,078	41,891	46,732
Total Liabilities	2,048,070	1,885,419	1,710,479	1,638,965	1,492,223
Common Stock	1,789	1,789	1,789	1,696	1,696
Additional Paid-In Capital	10,437	10,562	10,464	10,191	10,644
Retained Earnings	150,429	140,781	131,247	123,026	111,741
Treasury Stock	-132	-131	-132	-42	-36
Comprehensive Income & Other	19,986	16,847	9,480	7,173	12,822
Total Common Equity	182,509	169,848	152,848	142,044	136,867
Minority Interest	8,900	13,428	11,549	11,092	10,442
Shareholders' Equity	191,409	183,276	164,397	153,136	147,309
Total Liabilities & Equity	2,239,479	2,068,695	1,874,876	1,792,101	1,639,532
Total Debt	238,487	187,473	363,785	382,569	286,362
Net Cash (Debt)	102,910	89,072	-85,072	-113,101	-4,640
Net Cash Growth	15.54%	-	-	-	-
Net Cash Per Share	122.83	107.32	-102.35	-135.63	-5.58
Filing Date Shares Outstanding	828.78	829.46	829.05	827.43	830.29
Total Common Shares Outstanding	828.78	829.46	829.05	827.43	830.29
Book Value Per Share	208.03	193.11	174.40	162.60	156.41
Tangible Book Value	168,054	153,838	138,406	129,143	124,964
Tangible Book Value Per Share	190.59	173.80	156.98	147.01	142.07

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.