FirstRand Bank Cash Flow Statement

Financials in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	29,129	29,129	26,321	25,851	25,477	19,820
Depreciation & Amortization	3,601	3,601	3,483	3,305	3,280	3,600
Other Amortization	270	270	166	93	181	211
Gain (Loss) on Sale of Assets	-242	-242	60	-88	-	-
Gain (Loss) on Sale of Investments	8	8	175	4	-	-
Total Asset Writedown	163	163	116	174	-	-
Provision for Credit Losses	14,268	14,268	14,066	10,622	-	-
Change in Other Net Operating Assets	-133,846	-133,846	-85,595	-159,393	-94,679	-66,850
Other Operating Activities	-22,297	556	1,565	-741	-14,139	6,827
Operating Cash Flow	-108,541	-85,688	-39,643	-120,173	-79,880	-36,392
Capital Expenditures	-3,637	-4,593	-5,694	-3,971	-2,811	-2,822
Sale of Property, Plant and Equipment	465	1,371	900	449	600	529
Purchase / Sale of Intangibles	-409	-409	-538	-368	-355	-309
Investing Cash Flow	-3,581	-3,631	-5,332	-3,890	-2,566	-2,602
Long-Term Debt Issued	-	4,132	2,199	9,216	2,747	3,321
Long-Term Debt Repaid	-	-1,251	-3,150	-17,705	-2,427	-5,847
Net Debt Issued (Repaid)	-1,057	2,881	-951	-8,489	320	-2,526
Issuance of Common Stock	2,929	6,839	7,090	2,804	-	1,400
Repurchase of Common Stock	-1,400	-3,461	-2,265	-	-	-
Common Dividends Paid	-18,010	-18,075	-18,181	-28,247	-	-
Net Increase (Decrease) in Deposit Accounts	127,899	127,899	67,181	167,751	86,882	40,321
Financing Cash Flow	110,361	116,083	52,874	133,819	87,202	39,195
Foreign Exchange Rate Adjustments	218	-12	66	-235	223	-336
Net Cash Flow	-1,543	26,752	7,965	9,521	4,979	-135
Free Cash Flow	-112,178	-90,281	-45,337	-124,144	-82,691	-39,214
Free Cash Flow Margin	-109.59%	-92.86%	-48.95%	-141.50%	-101.27%	-54.03%
Free Cash Flow Per Share	-	-48360.43	-24285.48	-66499.68	-44294.73	-21005.59
Cash Interest Paid	87,254	87,254	84,546	63,033	32,531	30,236
Cash Income Tax Paid	9,237	9,237	8,716	9,323	10,614	6,840

Source: S&P Global Market Intelligence. Banks template. Financial Sources.