FirstRand Bank Balance Sheet

Financials in millions ZAR. Fiscal year is July - June.

Millions ZAR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	126,032	77,247	53,185	47,716	75,264	64,407
Investment Securities	335,882	339,059	282,939	271,924	205,577	179,302
Trading Asset Securities	85,610	167,633	154,892	196,173	237,123	257,657
Total Investments	421,492	506,692	437,831	468,097	442,700	436,959
Gross Loans	-	1,153,271	1,116,353	1,024,953	909,512	854,462
Allowance for Loan Losses	-	-43,250	-40,614	-36,685	-35,488	-38,592
Other Adjustments to Gross Loans	-	-553	-525	-592	-616	-23,096
Net Loans	-	1,109,468	1,075,214	987,676	873,408	792,774
Property, Plant & Equipment	19,950	19,803	19,526	17,433	16,333	16,865
Other Intangible Assets	1,280	1,289	1,150	787	512	338
Accrued Interest Receivable	-	3	15	11	11	19
Other Receivables	5	80,566	65,735	67,523	61,123	62,070
Restricted Cash	-	37,975	35,285	32,789	29,361	35,239
Other Current Assets	-	24,472	20,315	25,232	1,645	1,382
Long-Term Deferred Tax Assets	5,440	6,659	7,292	7,397	6,741	4,727
Other Real Estate Owned & Foreclosed	-	11	17	22	-	-
Other Long-Term Assets	121,792	445	281	281	249	249
Total Assets	1,973,500	1,864,630	1,715,846	1,654,964	1,507,347	1,415,029
Accounts Payable	-	10,586	15,865	11,311	10,892	9,344
Accrued Expenses	9,364	11,615	10,576	10,461	9,770	10,834
Interest Bearing Deposits	1,658,005	1,314,227	1,197,280	1,117,819	1,016,956	921,689
Total Deposits	1,658,005	1,314,227	1,197,280	1,117,819	1,016,956	921,689
Short-Term Borrowings	76,480	84,541	65,265	90,026	97,558	105,023
Current Portion of Long-Term Debt	-	-	-	1,925	12,159	1,619
Current Income Taxes Payable	36	112	-	-	-	896
Other Current Liabilities	9,108	58,754	43,534	45,835	41,621	43,775
Long-Term Debt	43,152	221,956	236,341	246,595	191,498	202,350
Long-Term Leases	-	1,747	1,794	1,756	1,517	1,554
Long-Term Unearned Revenue	-	2,412	2,418	2,515	2,077	1,885
Pension & Post-Retirement Benefits	-	1,443	1,377	1,287	1,207	1,165
Other Long-Term Liabilities	24,959	11,718	12,239	11,143	8,412	2,516
Total Liabilities	1,821,104	1,719,111	1,586,689	1,540,673	1,393,667	1,302,650
Common Stock	4	4	4	4	4	4
Additional Paid-In Capital	16,804	34,937	31,559	26,734	23,930	23,930
Retained Earnings	-	108,067	96,722	87,430	89,828	85,584
Comprehensive Income & Other	135,588	2,511	872	123	-82	2,861
Total Common Equity	152,396	145,519	129,157	114,291	113,680	112,379
Shareholders' Equity	152,396	145,519	129,157	114,291	113,680	112,379
Total Liabilities & Equity	1,973,500	1,864,630	1,715,846	1,654,964	1,507,347	1,415,029
Total Debt	119,632	308,244	303,400	340,302	302,732	310,546
Net Cash (Debt)	92,010	41,257	-27,566	-17,348	80,195	76,576
Net Cash Growth	-40.01%	-	-	-	4.73%	-
Net Cash Per Share	-	22099.96	-14766.16	-9292.73	42957.71	41019.14
Filing Date Shares Outstanding	-	1.87	1.87	1.87	1.87	1.87
Total Common Shares Outstanding	-	1.87	1.87	1.87	1.87	1.87
Book Value Per Share	-	77949.54	69184.97	61221.77	60894.48	60197.57
Tangible Book Value	151,116	144,230	128,007	113,504	113,168	112,041
Tangible Book Value Per Share	-	77259.06	68568.96	60800.20	60620.22	60016.52

Source: S&P Global Market Intelligence. Banks template. Financial Sources.