Standard Bank Group Limited (JSE:SBK)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
29,503
+201 (0.69%)
Oct 23, 2026, 5:02 PM SAST

Standard Bank Group Financials Overview

Millions ZAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
185,693180,431166,285161,356134,689122,873
Revenue Growth
2.92%8.51%3.06%19.80%9.62%10.88%
Net Income
51,46649,10043,72744,21134,24324,865
Earnings Per Share
31.4429.8826.1826.3520.5915.55
EPS Growth
5.22%14.12%-0.65%27.98%32.40%100.66%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking - Business & Commercial Banking
36,36536,03435,44334,60229,78124,388
Banking - Personal & Private Banking
50,98150,20248,29946,12439,67940,318
Banking - Corporate & Investment Banking
76,14972,29363,00161,78650,83640,043
Banking - Central and Other
-3,844-4,019-3,198-3,356-5,052-1,324
Insurance & Asset Management
25,98525,93223,03222,19919,52919,426
Total
185,636180,442166,577161,355134,773122,851

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
811,571648,067533,137434,691414,912371,268
Total Debt
103,617122,019110,777119,274120,666102,019
Net Cash (Debt)
707,954526,048422,360315,417294,246269,249
Net Cash Growth
34.58%24.55%33.91%7.20%9.28%5.02%
Net Cash Per Share
432.44320.09252.86187.99176.93168.39

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-236,382-225,888-114,697-73,539-73,646-69,935
Capital Expenditures
-4,472-4,732-3,851-5,522-3,695-2,981
Free Cash Flow
-240,854-230,620-118,548-79,061-77,341-72,916
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
27.72%27.21%26.30%27.40%25.42%20.24%
FCF Margin
-129.71%-127.82%-71.29%-49.00%-57.42%-59.34%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
18.04016.95015.07014.23012.0608.710
Dividend Per Share Growth
12.66%12.47%5.90%17.99%38.46%262.92%
Dividend Yield
6.12%5.85%6.75%6.83%7.19%6.23%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.389.578.387.808.088.95
Forward PE
8.469.227.707.687.658.15
PS Ratio
2.572.612.202.142.051.81