Standard Bank Group Limited (JSE:SBK)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
33,000
+78 (0.24%)
Aug 3, 2026, 11:47 AM SAST

Standard Bank Group Financials Overview

Millions ZAR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
180,431180,431166,285161,356134,689122,873
Revenue Growth
4.50%8.51%3.06%19.80%9.62%10.88%
Net Income
49,10049,10043,72744,21134,24324,865
Earnings Per Share
29.8829.8826.1826.3520.5915.55
EPS Growth
7.60%14.12%-0.65%27.98%32.40%100.66%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking - Personal & Private Banking
50,20250,20248,29946,12439,67940,318
Banking - Business & Commercial Banking
36,03436,03435,44334,60229,78124,388
Banking - Corporate & Investment Banking
72,29372,29363,00161,78650,83640,043
Banking - Central and Other
-4,019-4,019-3,198-3,356-5,052-1,324
Insurance & Asset Management
25,93225,93223,03222,19919,52919,426
Total
180,442180,442166,577161,355134,773122,851

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
648,067648,067533,137434,691414,912371,268
Total Debt
122,019122,019110,777119,274120,666102,019
Net Cash (Debt)
526,048526,048422,360315,417294,246269,249
Net Cash Growth
-7.43%24.55%33.91%7.20%9.28%5.02%
Net Cash Per Share
320.09320.09252.86187.99176.93168.39

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-225,888-225,888-114,697-73,539-73,646-69,935
Capital Expenditures
-4,732-4,732-3,851-5,522-3,695-2,981
Free Cash Flow
-230,620-230,620-118,548-79,061-77,341-72,916
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
27.21%27.21%26.30%27.40%25.42%20.24%
FCF Margin
-127.82%-127.82%-71.29%-49.00%-57.42%-59.34%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
17.56016.95015.07014.23012.0608.710
Dividend Per Share Growth
12.48%12.47%5.90%17.99%38.46%262.92%
Dividend Yield
5.33%6.00%7.48%8.09%9.18%8.46%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.029.578.387.808.088.95
Forward PE
10.049.227.707.687.658.15
PS Ratio
2.962.612.202.142.051.81