Standard Bank Group Limited (JSE: SBK)

Standard Bank Group Balance Sheet

Financials in millions ZAR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	113,196	46,537	38,512	30,130	31,039	26,338
Investment Securities	802,025	850,918	813,830	785,681	697,765	600,734
Trading Asset Securities	433,064	326,108	295,020	287,437	330,172	259,831
Total Investments	1,235,089	1,177,026	1,108,850	1,073,118	1,027,937	860,565
Gross Loans	1,683,742	1,672,841	1,560,768	1,475,726	1,337,372	1,236,408
Allowance for Loan Losses	-66,806	-63,995	-55,828	-51,398	-49,986	-35,279
Other Adjustments to Gross Loans	-	-	-	-	-16,131	-20,062
Net Loans	1,616,936	1,608,846	1,504,940	1,424,328	1,271,255	1,181,067
Property, Plant & Equipment	19,511	20,298	20,340	20,619	20,702	22,018
Goodwill	-	1,609	2,231	2,282	2,207	2,283
Other Intangible Assets	11,872	11,114	12,889	14,631	16,055	20,040
Investments in Real Estate	25,370	30,444	29,289	29,985	29,917	34,180
Other Receivables	53,552	1,916	1,415	3,222	4,519	3,927
Restricted Cash	-	91,250	75,971	61,039	56,466	48,950
Other Current Assets	5,191	14,237	18,912	17,358	17,718	16,476
Long-Term Deferred Tax Assets	-	9,001	8,828	6,903	6,621	4,301
Other Real Estate Owned & Foreclosed	-	493	567	113	103	110
Other Long-Term Assets	19,599	52,454	59,084	41,309	47,617	54,544
Total Assets	3,100,316	3,065,745	2,882,397	2,725,817	2,532,940	2,275,589
Accrued Expenses	-	21,604	16,840	28,538	23,525	23,997
Interest Bearing Deposits	2,018,369	1,139,792	1,035,499	964,707	910,453	830,775
Non-Interest Bearing Deposits	-	861,854	853,600	811,908	713,591	595,418
Total Deposits	2,018,369	2,001,646	1,889,099	1,776,615	1,624,044	1,426,193
Short-Term Borrowings	90,158	103,373	85,049	67,259	111,577	69,498
Current Portion of Long-Term Debt	-	10,580	6,488	2,139	2,227	8,629
Current Income Taxes Payable	10,658	8,063	7,842	7,557	5,417	5,407
Other Current Liabilities	104,913	372,107	361,242	209,499	193,339	183,071
Long-Term Debt	31,020	21,647	25,256	28,291	27,079	20,272
Long-Term Leases	-	3,714	3,873	4,330	4,929	4,055
Long-Term Unearned Revenue	-	242	249	371	345	330
Pension & Post-Retirement Benefits	-	1,077	1,081	1,073	1,102	1,204
Long-Term Deferred Tax Liabilities	-	2,030	1,824	2,720	2,885	3,666
Other Long-Term Liabilities	565,075	242,742	224,688	354,576	321,199	319,783
Total Liabilities	2,820,193	2,788,825	2,623,531	2,482,968	2,317,668	2,066,105
Preferred Stock, Non-Redeemable	5,503	9	9	9	9	9
Preferred Stock, Other	-	5,494	5,494	5,494	5,494	5,494
Total Preferred Equity	5,503	5,503	5,503	5,503	5,503	5,503
Common Stock	26,615	168	168	162	162	162
Additional Paid-In Capital	-	26,938	27,341	17,859	17,854	17,822
Retained Earnings	220,652	218,639	196,735	184,446	168,258	163,416
Treasury Stock	-3,485	-2,982	-3,461	-3,199	-2,745	-2,659
Comprehensive Income & Other	15,088	12,346	11,578	10,113	-133	-2,026
Total Common Equity	258,870	255,109	232,361	209,381	183,396	176,715
Minority Interest	15,750	16,308	21,002	27,965	26,373	27,266
Shareholders' Equity	280,123	276,920	258,866	242,849	215,272	209,484
Total Liabilities & Equity	3,100,316	3,065,745	2,882,397	2,725,817	2,532,940	2,275,589
Total Debt	121,178	139,314	120,666	102,019	145,812	102,454
Net Cash (Debt)	425,082	313,300	294,246	269,249	256,368	211,707
Net Cash Growth	2.25%	6.48%	9.28%	5.02%	21.10%	21.43%
Net Cash Per Share	253.60	186.73	176.93	168.39	160.71	131.86
Filing Date Shares Outstanding	1,652	1,657	1,648	1,592	1,593	1,594
Total Common Shares Outstanding	1,652	1,657	1,648	1,592	1,593	1,594
Book Value Per Share	156.67	153.95	140.96	131.56	115.13	110.86
Tangible Book Value	246,998	242,386	217,241	192,468	165,134	154,392
Tangible Book Value Per Share	149.48	146.27	131.79	120.93	103.67	96.85

Source: S&P Capital IQ. Banks template. Financial Sources.