Halyk Bank of Kazakhstan Joint Stock Company (KASE:HSBK)

KASE:HSBK Balance Sheet

Financials in millions KZT. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,853,459	1,418,685	1,338,263	2,011,679	1,229,793	1,563,010
Investment Securities	3,207,354	3,629,900	2,839,671	2,711,726	3,056,662	3,254,921
Trading Asset Securities	784,879	815,263	577,152	430,988	258,614	242,326
Total Investments	3,992,233	4,445,163	3,416,823	3,142,714	3,315,276	3,497,247
Gross Loans	11,788,218	11,847,484	9,631,277	8,173,124	6,097,816	4,685,649
Allowance for Loan Losses	-615,023	-574,789	-491,350	-424,377	-378,230	-378,302
Other Adjustments to Gross Loans	-	-13,110	-10,433	-7,461	-	-
Net Loans	11,173,195	11,259,585	9,129,494	7,741,286	5,719,586	4,307,347
Property, Plant & Equipment	288,951	269,078	212,823	193,473	170,302	158,373
Goodwill	-	3,055	3,055	3,085	-	3,085
Other Intangible Assets	-	16,221	13,347	14,315	13,547	12,208
Investments in Real Estate	35,788	37,822	47,326	35,541	28,007	39,441
Accrued Interest Receivable	289,882	268,373	213,240	178,222	173,466	179,879
Other Receivables	47,570	106,548	106,404	91,763	56,053	117,298
Restricted Cash	327,146	306,330	244,866	259,544	194,931	170,128
Other Current Assets	19,774	37,082	145,671	72,750	70,131	74,007
Long-Term Deferred Tax Assets	469	418	351	273	250	234
Other Real Estate Owned & Foreclosed	55,290	57,378	74,882	76,538	92,412	103,098
Other Long-Term Assets	772,155	322,676	547,823	573,919	1,027,616	162,477
Total Assets	18,855,912	18,548,414	15,494,368	14,395,102	12,091,370	10,387,832
Accrued Expenses	-	134,185	46,167	42,096	-	28,655
Interest Bearing Deposits	10,277,581	9,874,570	8,146,691	7,250,770	5,721,571	4,898,700
Non-Interest Bearing Deposits	2,691,650	3,115,473	2,782,813	3,261,278	2,751,836	2,557,277
Total Deposits	12,969,231	12,990,043	10,929,504	10,512,048	8,473,407	7,455,977
Short-Term Borrowings	7,262	11,111	12,620	24,634	2,276	2,484
Current Portion of Long-Term Debt	1,378,038	725,596	111,443	9,894	1,100,473	350,523
Current Income Taxes Payable	26,441	26,829	946	12,358	11,539	2,758
Other Current Liabilities	-	-	58,422	-	-	-
Long-Term Debt	489,042	963,547	1,311,843	1,317,582	470,981	728,396
Long-Term Leases	-	4,383	4,965	5,205	-	5,930
Long-Term Unearned Revenue	-	-	-	-	44,253	35,124
Long-Term Deferred Tax Liabilities	21,446	22,024	59,799	74,147	50,469	51,281
Other Long-Term Liabilities	682,867	602,647	481,705	384,896	364,368	233,436
Total Liabilities	15,574,327	15,480,365	13,017,414	12,382,860	10,517,766	8,894,564
Common Stock	209,027	209,027	209,027	209,027	209,027	209,027
Additional Paid-In Capital	8,943	8,769	8,667	7,966	9,067	5,741
Retained Earnings	3,317,903	3,042,469	2,498,479	2,079,373	1,556,606	1,304,004
Treasury Stock	-267,732	-263,625	-258,514	-260,535	-259,322	-111,027
Comprehensive Income & Other	13,432	71,397	19,285	-23,598	58,218	85,516
Total Common Equity	3,281,573	3,068,037	2,476,944	2,012,233	1,573,596	1,493,261
Minority Interest	12	12	10	9	8	7
Shareholders' Equity	3,281,585	3,068,049	2,476,954	2,012,242	1,573,604	1,493,268
Total Liabilities & Equity	18,855,912	18,548,414	15,494,368	14,395,102	12,091,370	10,387,832
Total Debt	1,874,342	1,704,637	1,440,871	1,357,315	1,573,730	1,087,333
Net Cash (Debt)	933,749	637,923	564,963	1,137,625	673,677	1,573,246
Net Cash Growth	-1.72%	12.91%	-50.34%	68.87%	-57.18%	121.64%
Net Cash Per Share	3429.39	2341.29	2074.26	4178.22	2306.26	5381.80
Filing Date Shares Outstanding	271.61	272	272.55	272.1	272.4	292.11
Total Common Shares Outstanding	271.61	272	272.55	272.1	272.4	292.11
Book Value Per Share	12081.80	11279.57	9087.89	7395.29	5776.78	5112.01
Tangible Book Value	3,281,573	3,048,761	2,460,542	1,994,833	1,560,049	1,477,968
Tangible Book Value Per Share	12081.80	11208.71	9027.71	7331.34	5727.05	5059.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.