Halyk Bank of Kazakhstan Joint Stock Company (KASE:HSBK)
377.05
-2.91 (-0.77%)
At close: Jul 24, 2026
KASE:HSBK Financials Overview
Financials in millions KZT. Fiscal year is January - December.
Millions KZT. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,807,392 | 1,838,060 | 1,575,257 | 1,252,987 | 1,031,401 | 817,836 |
Revenue Growth | 5.52% | 16.68% | 25.72% | 21.48% | 26.11% | 35.44% |
Net Income Net Income Growth | 1,018,210 | 1,058,417 | 920,988 | 693,435 | 569,477 | 462,377 |
Earnings Per Share EPS Growth | 3737.91 | 3886.86 | 3380.19 | 2545.95 | 2091.55 | 1582.89 |
EPS Growth | -0.03% | 14.99% | 32.77% | 21.73% | 32.14% | 31.21% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 154,131 | 188,632 | 184,601 | 155,593 | 162,846 | 116,943 |
Investment Banking Investment Banking Growth | 329,650 | 289,071 | 259,544 | 247,004 | 175,227 | 151,770 |
Unallocated Unallocated Growth | 378,037 | 380,873 | 281,020 | 8,942 | 218,921 | 198,304 |
Small and Medium Enterprises (SME) Banking Small and Medium Enterprises (SME) Banking Growth | 194,145 | 195,899 | 174,119 | 139,093 | 150,908 | 99,909 |
Corporate Banking Corporate Banking Growth | 751,429 | 783,585 | 676,093 | 439,584 | 323,499 | 231,143 |
Total Total Growth | 1,807,392 | 1,838,060 | 1,575,377 | 990,216 | 1,031,401 | 798,069 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 2,946,201 | 2,593,966 | 2,342,560 | 2,005,834 | 2,494,940 | 2,247,407 |
Total Debt Total Debt Growth | 2,674,888 | 2,254,576 | 1,704,637 | 1,440,871 | 1,357,315 | 1,573,730 |
Net Cash (Debt) Net Cash Growth | 271,313 | 339,390 | 637,923 | 564,963 | 1,137,625 | 673,677 |
Net Cash Growth | -70.94% | -46.80% | 12.91% | -50.34% | 68.87% | -57.18% |
Net Cash Per Share Net Cash Per Share Growth | 996.01 | 1246.35 | 2341.29 | 2074.26 | 4178.22 | 2306.26 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -378,719 | -952,349 | -1,385,999 | -1,017,787 | -1,128,475 | -25,818 |
Capital Expenditures CapEx Growth | -85,910 | -84,807 | -66,933 | -47,884 | -35,336 | -28,038 |
Free Cash Flow Free Cash Flow Growth | -464,629 | -1,037,156 | -1,452,932 | -1,065,671 | -1,163,811 | -53,856 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 56.34% | 57.58% | 58.47% | 55.34% | 55.21% | 56.54% |
FCF Margin | -25.71% | -56.43% | -92.23% | -85.05% | -112.84% | -6.59% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.05 | 3.91 | 3.01 | 2.70 | 2.46 | 4.29 |
PS Ratio | 2.28 | 2.25 | 1.76 | 1.50 | 1.36 | 2.42 |