Halyk Bank of Kazakhstan Joint Stock Company (KASE:HSBK)
Kazakhstan flag Kazakhstan · Delayed Price · Currency is KZT
387.69
+3.19 (0.83%)
At close: Sep 4, 2026

KASE:HSBK Financials Overview

Millions KZT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,793,0881,838,0601,575,2571,252,9871,031,401817,836
Revenue Growth
-0.57%16.68%25.72%21.48%26.11%35.44%
Net Income
977,3851,058,417920,988693,435569,477462,377
Earnings Per Share
3588.963886.863380.192545.952091.551582.89
EPS Growth
-8.71%14.99%32.77%21.73%32.14%31.21%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Unallocated
374,952380,873281,0208,942218,921198,304
Corporate Banking
729,918783,585676,093439,584323,499231,143
Small and Medium Enterprises (SME) Banking
205,817195,899174,119139,093150,90899,909
Retail Banking
120,436188,632184,601155,593162,846116,943
Investment Banking
360,129289,071259,544247,004175,227151,770
Total
1,791,2521,838,0601,575,377990,2161,031,401798,069

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,524,7312,593,9662,342,5602,005,8342,494,9402,247,407
Total Debt
2,594,6392,254,5761,704,6371,440,8711,357,3151,573,730
Net Cash (Debt)
-69,908339,390637,923564,9631,137,625673,677
Net Cash Growth
--46.80%12.91%-50.34%68.87%-57.18%
Net Cash Per Share
-256.701246.352341.292074.264178.222306.26

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,271,498-952,349-1,385,999-1,017,787-1,128,475-25,818
Capital Expenditures
-76,566-84,807-66,933-47,884-35,336-28,038
Free Cash Flow
-1,348,064-1,037,156-1,452,932-1,065,671-1,163,811-53,856
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
54.51%57.58%58.47%55.34%55.21%56.54%
FCF Margin
-75.18%-56.43%-92.23%-85.05%-112.84%-6.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.353.913.012.702.464.29
PS Ratio
2.372.251.761.501.362.42