Halyk Bank of Kazakhstan Joint Stock Company (KASE:HSBK)
Kazakhstan flag Kazakhstan · Delayed Price · Currency is KZT
377.05
-2.91 (-0.77%)
At close: Jul 24, 2026

KASE:HSBK Financials Overview

Millions KZT. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,807,3921,838,0601,575,2571,252,9871,031,401817,836
Revenue Growth
5.52%16.68%25.72%21.48%26.11%35.44%
Net Income
1,018,2101,058,417920,988693,435569,477462,377
Earnings Per Share
3737.913886.863380.192545.952091.551582.89
EPS Growth
-0.03%14.99%32.77%21.73%32.14%31.21%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Banking
154,131188,632184,601155,593162,846116,943
Investment Banking
329,650289,071259,544247,004175,227151,770
Unallocated
378,037380,873281,0208,942218,921198,304
Small and Medium Enterprises (SME) Banking
194,145195,899174,119139,093150,90899,909
Corporate Banking
751,429783,585676,093439,584323,499231,143
Total
1,807,3921,838,0601,575,377990,2161,031,401798,069

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,946,2012,593,9662,342,5602,005,8342,494,9402,247,407
Total Debt
2,674,8882,254,5761,704,6371,440,8711,357,3151,573,730
Net Cash (Debt)
271,313339,390637,923564,9631,137,625673,677
Net Cash Growth
-70.94%-46.80%12.91%-50.34%68.87%-57.18%
Net Cash Per Share
996.011246.352341.292074.264178.222306.26

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-378,719-952,349-1,385,999-1,017,787-1,128,475-25,818
Capital Expenditures
-85,910-84,807-66,933-47,884-35,336-28,038
Free Cash Flow
-464,629-1,037,156-1,452,932-1,065,671-1,163,811-53,856
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
56.34%57.58%58.47%55.34%55.21%56.54%
FCF Margin
-25.71%-56.43%-92.23%-85.05%-112.84%-6.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.053.913.012.702.464.29
PS Ratio
2.282.251.761.501.362.42