Joint Stock Company Kaspi.kz (KASE:KSPI)
Kazakhstan · Delayed Price · Currency is KZT 36,066
0.00 (0.00%)
At close: Mar 20, 2026
KASE:KSPI Income Statement
Financials in millions KZT. Fiscal year is January - December.
Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 2,270,069 | 1,121,967 | 772,783 | 448,674 | 266,210 |
Other Revenue | 1,773,259 | 1,422,172 | 1,129,815 | 820,541 | 619,268 |
| 4,043,328 | 2,544,139 | 1,902,598 | 1,269,215 | 885,478 | |
Revenue Growth (YoY) | 58.93% | 33.72% | 49.90% | 43.34% | 46.88% |
Cost of Revenue | 1,209,191 | 332,033 | 192,558 | 103,895 | 73,371 |
Gross Profit | 2,834,137 | 2,212,106 | 1,710,040 | 1,165,320 | 812,107 |
Selling, General & Admin | 235,744 | 83,922 | 56,526 | 53,988 | 32,387 |
Research & Development | 198,872 | 103,839 | 84,758 | 57,559 | 44,388 |
Other Operating Expenses | 161,651 | 113,957 | 79,634 | 55,210 | 34,383 |
Operating Expenses | 596,267 | 301,718 | 220,918 | 166,757 | 111,158 |
Operating Income | 2,237,870 | 1,910,388 | 1,489,122 | 998,563 | 700,949 |
Interest Expense | -908,698 | -616,116 | -478,010 | -278,676 | -171,491 |
Currency Exchange Gain (Loss) | 2,746 | -11,983 | 10,892 | 1,377 | -656 |
EBT Excluding Unusual Items | 1,331,918 | 1,282,289 | 1,022,004 | 721,264 | 528,802 |
Other Unusual Items | - | - | - | -690 | - |
Pretax Income | 1,331,918 | 1,282,289 | 1,022,004 | 720,574 | 528,802 |
Income Tax Expense | 264,211 | 225,455 | 173,234 | 131,730 | 93,588 |
Earnings From Continuing Operations | 1,067,707 | 1,056,834 | 848,770 | 588,844 | 435,214 |
Minority Interest in Earnings | 5,470 | -17,095 | -7,419 | -3,818 | -3,300 |
Net Income | 1,073,177 | 1,039,739 | 841,351 | 585,026 | 431,914 |
Net Income to Common | 1,073,177 | 1,039,739 | 841,351 | 585,026 | 431,914 |
Net Income Growth | 3.22% | 23.58% | 43.81% | 35.45% | 65.51% |
Shares Outstanding (Basic) | 191 | 190 | 190 | 192 | 192 |
Shares Outstanding (Diluted) | 192 | 191 | 192 | 194 | 194 |
Shares Change (YoY) | 0.25% | -0.33% | -0.99% | -0.18% | 0.32% |
EPS (Basic) | 5631.06 | 5477.15 | 4431.43 | 3051.38 | 2247.36 |
EPS (Diluted) | 5592.00 | 5431.00 | 4381.00 | 3016.00 | 2222.00 |
EPS Growth | 2.96% | 23.97% | 45.26% | 35.73% | 64.96% |
Free Cash Flow | 491,098 | 486,166 | 1,055,871 | 961,516 | 45,450 |
Free Cash Flow Per Share | 2559.13 | 2539.65 | 5497.54 | 4956.49 | 233.87 |
Dividend Per Share | 850.000 | 2550.000 | 3200.000 | 1700.000 | 883.000 |
Dividend Growth | -66.67% | -20.31% | 88.23% | 92.53% | -37.06% |
Gross Margin | 70.09% | 86.95% | 89.88% | 91.81% | 91.71% |
Operating Margin | 55.35% | 75.09% | 78.27% | 78.68% | 79.16% |
Profit Margin | 26.54% | 40.87% | 44.22% | 46.09% | 48.78% |
Free Cash Flow Margin | 12.15% | 19.11% | 55.50% | 75.76% | 5.13% |
EBITDA | 2,316,122 | 1,939,222 | 1,514,676 | 1,015,357 | 713,627 |
EBITDA Margin | 57.28% | 76.22% | 79.61% | 80.00% | 80.59% |
D&A For EBITDA | 78,252 | 28,834 | 25,554 | 16,794 | 12,678 |
EBIT | 2,237,870 | 1,910,388 | 1,489,122 | 998,563 | 700,949 |
EBIT Margin | 55.35% | 75.09% | 78.27% | 78.68% | 79.16% |
Effective Tax Rate | 19.84% | 17.58% | 16.95% | 18.28% | 17.70% |
Revenue as Reported | 4,046,074 | 2,532,156 | 1,913,490 | 1,270,592 | 884,822 |
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.