Joint Stock Company Kaspi.kz (KASE:KSPI)

KASE:KSPI Statistics

Total Valuation

KASE:KSPI has a market cap or net worth of KZT 8.20 trillion. The enterprise value is 7.81 trillion.

Market Cap	8.20T
Enterprise Value	7.81T

Important Dates

The last earnings date was Monday, May 11, 2026.

Earnings Date	May 11, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	190.03M
Shares Outstanding	n/a
Shares Change (YoY)	+0.21%
Shares Change (QoQ)	-1.49%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	89.97M

Valuation Ratios

The trailing PE ratio is 7.66 and the forward PE ratio is 7.73.

PE Ratio	7.66
Forward PE	7.73
PS Ratio	1.91
PB Ratio	2.95
P/TBV Ratio	3.67
P/FCF Ratio	11.78
P/OCF Ratio	9.27
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.26, with an EV/FCF ratio of 11.21.

EV / Earnings	7.29
EV / Sales	1.84
EV / EBITDA	3.26
EV / EBIT	3.38
EV / FCF	11.21

Financial Position

The company has a current ratio of 7.06, with a Debt / Equity ratio of 0.12.

Current Ratio	7.06
Quick Ratio	6.71
Debt / Equity	0.12
Debt / EBITDA	0.14
Debt / FCF	0.47
Interest Coverage	2.35

Financial Efficiency

Return on equity (ROE) is 46.75% and return on invested capital (ROIC) is 85.50%.

Return on Equity (ROE)	46.75%
Return on Assets (ROA)	14.30%
Return on Invested Capital (ROIC)	85.50%
Return on Capital Employed (ROCE)	23.60%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	306.75M
Profits Per Employee	76.42M
Employee Count	14,008
Asset Turnover	0.42
Inventory Turnover	12.20

Taxes

In the past 12 months, KASE:KSPI has paid 281.20 billion in taxes.

Income Tax	281.20B
Effective Tax Rate	20.88%

Stock Price Statistics

The stock price has decreased by -4.32% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-4.32%
50-Day Moving Average	38,209.20
200-Day Moving Average	41,817.94
Relative Strength Index (RSI)	67.79
Average Volume (20 Days)	1,466

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.92

Income Statement

In the last 12 months, KASE:KSPI had revenue of KZT 4.30 trillion and earned 1.07 trillion in profits. Earnings per share was 5,579.16.

Revenue	4.30T
Gross Profit	2.98T
Operating Income	2.33T
Pretax Income	1.35T
Net Income	1.07T
EBITDA	2.42T
EBIT	2.33T
Earnings Per Share (EPS)	5,579.16

Balance Sheet

The company has 817.73 billion in cash and 329.03 billion in debt, with a net cash position of 488.70 billion.

Cash & Cash Equivalents	817.73B
Total Debt	329.03B
Net Cash	488.70B
Net Cash Per Share	n/a
Equity (Book Value)	2.78T
Book Value Per Share	14,124.99
Working Capital	7.35T

Cash Flow

In the last 12 months, operating cash flow was 884.79 billion and capital expenditures -188.65 billion, giving a free cash flow of 696.14 billion.

Operating Cash Flow	884.79B
Capital Expenditures	-188.65B
Depreciation & Amortization	86.25B
Net Borrowing	-108.10B
Free Cash Flow	696.14B
FCF Per Share	n/a

Margins

Gross margin is 69.24%, with operating and profit margins of 54.28% and 24.91%.

Gross Margin	69.24%
Operating Margin	54.28%
Pretax Margin	31.34%
Profit Margin	24.91%
EBITDA Margin	56.29%
EBIT Margin	54.28%
FCF Margin	16.20%

Dividends & Yields

KASE:KSPI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.21%
Shareholder Yield	-0.21%
Earnings Yield	13.06%
FCF Yield	8.49%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

KASE:KSPI has an Altman Z-Score of 2.8 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.8
Piotroski F-Score	5