Joint Stock Company Kaspi.kz (KASE:KSPI)

KASE:KSPI Balance Sheet

Financials in millions KZT. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	619,470	820,466	615,360	342,101	330,409
Cash & Short-Term Investments	619,470	820,466	615,360	342,101	330,409
Cash Growth	-24.50%	33.33%	79.88%	3.54%	38.17%
Accounts Receivable	5,746,600	4,235,957	3,154,810	2,430,737	1,404,554
Other Receivables	37,908	34,842	29,166	60,497	45,607
Receivables	5,784,508	4,270,799	3,183,976	2,491,234	1,450,161
Restricted Cash	57,307	47,110	42,917	32,734	27,659
Other Current Assets	-	30,515	29,371	11,269	24,851
Total Current Assets	6,461,285	5,168,890	3,871,624	2,877,338	1,833,080
Property, Plant & Equipment	269,289	142,729	116,537	70,959	60,187
Long-Term Investments	1,506,831	1,377,130	1,076,242	606,462	865,847
Goodwill	-	34,078	-	-	-
Other Intangible Assets	-	31,617	15,303	14,142	9,829
Other Long-Term Assets	139,696	67,488	41,941	39,023	37,799
Total Assets	8,377,101	6,821,932	5,121,647	3,607,924	2,806,742
Accrued Expenses	-	15,145	13,600	9,217	7,606
Short-Term Debt	24,474	154	16,119	75,524	-
Current Portion of Long-Term Debt	-	-	-	-	10,230
Current Income Taxes Payable	-	1,096	5,957	8,609	854
Other Current Liabilities	-	1,082,804	884,564	652,501	483,080
Total Current Liabilities	24,474	1,099,199	920,240	745,851	501,770
Long-Term Debt	113,466	161,837	208,299	208,344	206,890
Long-Term Deferred Tax Liabilities	-	3,162	3,245	2,512	2,319
Other Long-Term Liabilities	6,666,300	4,448,311	3,159,653	2,142,584	1,698,054
Total Liabilities	6,804,240	5,718,719	4,295,958	3,103,229	2,412,082
Common Stock	130,144	130,144	130,144	130,144	95,825
Additional Paid-In Capital	506	506	506	506	506
Retained Earnings	1,465,295	1,054,945	762,500	377,852	280,828
Treasury Stock	-151,521	-152,001	-94,058	-32,614	-
Comprehensive Income & Other	72,800	44,529	20,073	23,839	13,959
Total Common Equity	1,517,224	1,078,123	819,165	499,727	391,118
Minority Interest	55,637	25,090	6,524	4,968	3,542
Shareholders' Equity	1,572,861	1,103,213	825,689	504,695	394,660
Total Liabilities & Equity	8,377,101	6,821,932	5,121,647	3,607,924	2,806,742
Total Debt	137,940	161,991	224,418	283,868	217,120
Net Cash (Debt)	481,530	658,475	390,942	58,233	113,289
Net Cash Growth	-26.87%	68.43%	571.34%	-48.60%	472.75%
Net Cash Per Share	2534.16	3428.44	2015.25	299.64	584.82
Filing Date Shares Outstanding	190.02	189.33	190.31	192.19	191.81
Total Common Shares Outstanding	190.02	189.33	190.31	192.19	191.81
Working Capital	6,436,811	4,069,691	2,951,384	2,131,487	1,331,310
Book Value Per Share	7984.73	5694.31	4304.37	2600.21	2039.14
Tangible Book Value	1,517,224	1,012,428	803,862	485,585	381,289
Tangible Book Value Per Share	7984.73	5347.33	4223.96	2526.62	1987.90
Buildings	-	82,489	64,517	42,266	36,886
Machinery	-	126,273	98,994	65,267	52,944
Construction In Progress	-	1,974	81	26	3,002

Source: S&P Capital IQ. Standard template. Financial Sources.