Joint Stock Company Kaspi.kz (KASE:KSPI)
Kazakhstan flag Kazakhstan · Delayed Price · Currency is KZT
38,100
-399 (-1.04%)
At close: Feb 12, 2026

KASE:KSPI Ratios and Metrics

Millions KZT. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period Ending
Feb '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
7,030,7449,441,0867,955,3625,827,75911,897,2704,371,631
Market Cap Growth
-26.77%18.68%36.51%-51.02%172.15%-
Enterprise Value
6,996,1069,103,1777,617,5695,631,62011,894,5114,318,723
Last Close Price
38499.0054540.0045600.0033196.5052250.004750.00
PE Ratio
6.399.089.469.9627.5516.75
PS Ratio
1.923.714.184.5913.447.25
PB Ratio
3.006.007.217.0623.5711.08
P/TBV Ratio
4.256.637.867.2524.5011.47
P/FCF Ratio
19.6219.427.536.06261.777.29
P/OCF Ratio
14.0616.237.195.71169.117.08
EV/Sales Ratio
2.133.584.004.4413.437.16
EV/EBITDA Ratio
3.444.695.035.5516.679.26
EV/EBIT Ratio
3.544.765.125.6416.979.45
EV/FCF Ratio
19.5218.727.215.86261.717.20
Debt / Equity Ratio
0.180.090.150.270.560.55
Debt / EBITDA Ratio
0.180.070.110.220.400.47
Debt / FCF Ratio
1.160.280.150.236.250.36
Asset Turnover
0.410.340.320.290.280.24
Inventory Turnover
-21.73----
Quick Ratio
4.044.974.634.133.803.55
Current Ratio
4.295.054.714.213.863.65
Return on Equity (ROE)
59.55%78.98%88.01%88.52%96.78%76.30%
Return on Assets (ROA)
15.29%15.71%15.58%14.30%13.66%11.43%
Return on Invested Capital (ROIC)
96.15%205.05%281.24%185.20%158.52%135.86%
Return on Capital Employed (ROCE)
25.80%27.00%26.00%23.80%24.50%19.80%
Earnings Yield
15.66%11.01%10.58%10.04%3.63%5.97%
FCF Yield
5.10%5.15%13.27%16.50%0.38%13.71%
Dividend Yield
-4.67%7.02%5.12%1.69%29.54%
Payout Ratio
14.67%62.14%66.57%35.91%78.80%67.20%
Buyback Yield / Dilution
0.12%0.33%0.99%0.18%-0.32%-2.63%
Total Shareholder Return
0.12%5.00%8.01%5.30%1.37%26.91%
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.