AEON Credit Service (M) Berhad (KLSE:AEONCR)

Malaysia · Delayed Price · Currency is MYR

4.520

-0.020 (-0.44%)

At close: Oct 30, 2026

KLSE:AEONCR Financials Overview

Financials in millions MYR. Fiscal year is March - February.

Millions MYR. Fiscal year is Mar - Feb.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Revenue	2,029	1,961	1,694	1,644	1,293	1,280
Revenue Growth	11.64%	15.76%	2.99%	27.14%	1.06%	21.63%
Operating Income	631.31	622.67	581.84	581.75	546.98	526.82
Net Income	390.57	385.88	370.61	414.02	407.52	355.31
Earnings Per Share	0.76	0.76	0.73	0.81	0.80	0.70
EPS Growth	13.93%	4.12%	-10.48%	1.59%	14.70%	58.75%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Cash & Investments	42.49	33.02	180.42	392.71	273.25	82.22
Total Debt	12,809	12,373	10,949	9,503	8,098	7,506
Net Cash (Debt)	-12,767	-12,340	-10,768	-9,111	-7,825	-7,424
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-25.00	-24.17	-21.09	-17.84	-15.32	-14.54

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Operating Cash Flow	-379.13	-532.67	-897.32	-654.21	-98.24	1,003
Capital Expenditures	-50.51	-49.37	-71.62	-31.76	-17.35	-53.76
Free Cash Flow	-429.64	-582.05	-968.95	-685.97	-115.59	948.93
Free Cash Flow Growth	-	-	-	-	-	-14.50%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Aug '26 Aug 31, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Operating Margin	31.12%	31.76%	34.36%	35.38%	42.29%	41.16%
Pretax Margin	26.67%	27.41%	30.32%	34.37%	42.29%	41.16%
Profit Margin	19.25%	19.68%	21.88%	25.18%	31.51%	27.76%
FCF Margin	-21.18%	-29.69%	-57.21%	-41.71%	-8.94%	74.15%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 1, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
Dividend Per Share	0.287	0.287	0.287	0.282	0.247	0.217
Dividend Per Share Growth	11.82%	0%	1.77%	14.14%	13.79%	48.97%
Dividend Yield	6.36%	4.96%	4.96%	4.46%	4.13%	2.96%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 1, 2026	Feb '26 Feb 28, 2026	Feb '25 Feb 28, 2025	Feb '24 Feb 29, 2024	Feb '23 Feb 28, 2023	Feb '22 Feb 28, 2022
PE Ratio	5.91	7.68	7.99	7.82	7.52	10.55
Forward PE	6.05	7.36	7.12	7.73	7.44	9.65
P/FCF Ratio	-	-	-	-	-	3.95
PS Ratio	1.14	1.51	1.75	1.97	2.37	2.93