AEON Credit Service (M) Berhad (KLSE:AEONCR)

KLSE:AEONCR Statistics

Total Valuation

KLSE:AEONCR has a market cap or net worth of MYR 2.61 billion.

Market Cap	2.61B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, July 9, 2025.

Earnings Date	Jul 9, 2025
Ex-Dividend Date	Jul 2, 2025

Share Statistics

KLSE:AEONCR has 510.62 million shares outstanding.

Current Share Class	510.62M
Shares Outstanding	510.62M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.33%
Owned by Institutions (%)	13.43%
Float	176.83M

Valuation Ratios

The trailing PE ratio is 7.64 and the forward PE ratio is 7.04.

PE Ratio	7.64
Forward PE	7.04
PS Ratio	1.49
PB Ratio	0.91
P/TBV Ratio	0.91
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.40, with a Debt / Equity ratio of 3.93.

Current Ratio	3.40
Quick Ratio	3.36
Debt / Equity	3.93
Debt / EBITDA	n/a
Debt / FCF	-11.41
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.19%.

Return on Equity (ROE)	12.19%
Return on Assets (ROA)	2.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	533,636
Profits Per Employee	103,842
Employee Count	3,291
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

In the past 12 months, KLSE:AEONCR has paid 135.97 million in taxes.

Income Tax	135.97M
Effective Tax Rate	28.46%

Stock Price Statistics

The stock price has decreased by -27.04% in the last 52 weeks. The beta is 0.21, so KLSE:AEONCR's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	-27.04%
50-Day Moving Average	5.64
200-Day Moving Average	6.11
Relative Strength Index (RSI)	24.31
Average Volume (20 Days)	739,035

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KLSE:AEONCR had revenue of MYR 1.76 billion and earned 341.75 million in profits. Earnings per share was 0.67.

Revenue	1.76B
Gross Profit	624.44M
Operating Income	550.37M
Pretax Income	477.71M
Net Income	341.75M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.67

Balance Sheet

The company has 57.45 million in cash and 11.31 billion in debt, giving a net cash position of -11.25 billion or -22.04 per share.

Cash & Cash Equivalents	57.45M
Total Debt	11.31B
Net Cash	-11.25B
Net Cash Per Share	-22.04
Equity (Book Value)	2.88B
Book Value Per Share	5.63
Working Capital	10.01B

Cash Flow

In the last 12 months, operating cash flow was -919.09 million and capital expenditures -71.72 million, giving a free cash flow of -990.81 million.

Operating Cash Flow	-919.09M
Capital Expenditures	-71.72M
Free Cash Flow	-990.81M
FCF Per Share	-1.94

Margins

Gross margin is 35.56%, with operating and profit margins of 31.34% and 19.46%.

Gross Margin	35.56%
Operating Margin	31.34%
Pretax Margin	27.20%
Profit Margin	19.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.29, which amounts to a dividend yield of 5.64%.

Dividend Per Share	0.29
Dividend Yield	5.64%
Dividend Growth (YoY)	1.77%
Years of Dividend Growth	2
Payout Ratio	42.21%
Buyback Yield	n/a
Shareholder Yield	5.64%
Earnings Yield	13.10%
FCF Yield	-37.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2023. It was a forward split with a ratio of 2.

Last Split Date	Nov 17, 2023
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3