AEON Credit Service (M) Berhad (KLSE:AEONCR)

KLSE:AEONCR Statistics

Total Valuation

KLSE:AEONCR has a market cap or net worth of MYR 2.79 billion.

Market Cap	2.79B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, September 29, 2025.

Earnings Date	Sep 29, 2025
Ex-Dividend Date	Oct 16, 2025

Share Statistics

KLSE:AEONCR has 510.62 million shares outstanding.

Current Share Class	510.62M
Shares Outstanding	510.62M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.33%
Owned by Institutions (%)	13.43%
Float	176.83M

Valuation Ratios

The trailing PE ratio is 8.13 and the forward PE ratio is 7.95.

PE Ratio	8.13
Forward PE	7.95
PS Ratio	1.53
PB Ratio	0.97
P/TBV Ratio	0.97
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.17, with a Debt / Equity ratio of 4.05.

Current Ratio	3.17
Quick Ratio	3.15
Debt / Equity	4.05
Debt / EBITDA	n/a
Debt / FCF	-12.76
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.24%.

Return on Equity (ROE)	12.24%
Return on Assets (ROA)	2.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	552,189
Profits Per Employee	104,168
Employee Count	3,291
Asset Turnover	0.13
Inventory Turnover	n/a

Taxes

In the past 12 months, KLSE:AEONCR has paid 136.81 million in taxes.

Income Tax	136.81M
Effective Tax Rate	28.52%

Stock Price Statistics

The stock price has decreased by -22.00% in the last 52 weeks. The beta is 0.32, so KLSE:AEONCR's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	-22.00%
50-Day Moving Average	5.18
200-Day Moving Average	5.68
Relative Strength Index (RSI)	58.80
Average Volume (20 Days)	749,205

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KLSE:AEONCR had revenue of MYR 1.82 billion and earned 342.82 million in profits. Earnings per share was 0.67.

Revenue	1.82B
Gross Profit	621.78M
Operating Income	552.04M
Pretax Income	479.62M
Net Income	342.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.67

Balance Sheet

The company has 55.29 million in cash and 11.64 billion in debt, giving a net cash position of -11.58 billion or -22.68 per share.

Cash & Cash Equivalents	55.29M
Total Debt	11.64B
Net Cash	-11.58B
Net Cash Per Share	-22.68
Equity (Book Value)	2.88B
Book Value Per Share	5.63
Working Capital	9.98B

Cash Flow

In the last 12 months, operating cash flow was -845.62 million and capital expenditures -66.61 million, giving a free cash flow of -912.23 million.

Operating Cash Flow	-845.62M
Capital Expenditures	-66.61M
Free Cash Flow	-912.23M
FCF Per Share	-1.79

Margins

Gross margin is 34.22%, with operating and profit margins of 30.38% and 18.86%.

Gross Margin	34.22%
Operating Margin	30.38%
Pretax Margin	26.39%
Profit Margin	18.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.29, which amounts to a dividend yield of 5.27%.

Dividend Per Share	0.29
Dividend Yield	5.27%
Dividend Growth (YoY)	-2.65%
Years of Dividend Growth	2
Payout Ratio	42.82%
Buyback Yield	n/a
Shareholder Yield	5.27%
Earnings Yield	12.30%
FCF Yield	-32.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2023. It was a forward split with a ratio of 2.

Last Split Date	Nov 17, 2023
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3