Bank Islam Malaysia Berhad (KLSE: BIMB)

KLSE: BIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	2,844	2,773	2,215	1,909	1,956	2,284
Interest Income on Investments	1,411	1,348	1,132	956.71	996.85	941.12
Total Interest Income	4,255	4,121	3,347	2,866	2,953	3,225
Interest Paid on Deposits	2,110	2,052	1,266	978.82	1,229	1,552
Net Interest Income	2,146	2,069	2,081	1,887	1,725	1,673
Net Interest Income Growth (YoY)	2.80%	-0.59%	10.28%	9.41%	3.06%	2.21%
Trust Income	-	-	-	30.17	28.75	32.93
Income From Trading Activities	7.36	7.49	-16.61	9.16	-6.76	37.31
Gain (Loss) on Sale of Assets	0.01	0.01	0.07	0.61	0	0.42
Gain (Loss) on Sale of Investments	40.49	59.03	2.14	31.59	138.29	92.85
Other Non-Interest Income	298.01	319.71	232.98	208.38	213.3	230.27
Total Non-Interest Income	345.86	386.24	218.58	283.73	378.21	399.24
Non-Interest Income Growth (YoY)	-3.63%	76.71%	-22.96%	-24.98%	-5.27%	34.10%
Revenues Before Loan Losses	2,491	2,455	2,299	2,171	2,103	2,073
Provision for Loan Losses	125.9	175.26	140.03	190.74	208.67	83.69
Revenue	2,366	2,280	2,159	1,980	1,894	1,989
Revenue Growth (YoY)	5.46%	5.56%	9.07%	4.53%	-4.76%	7.31%
Salaries and Employee Benefits	890.31	861.25	821.96	723.83	663.37	662.39
Selling, General & Administrative	175.32	171.35	145.7	120.78	103.06	110.59
Other Non-Interest Expense	558.14	499.61	444.17	430.41	398.56	372.31
Total Non-Interest Expense	1,623	1,532	1,412	1,275	1,165	1,145
EBT Excluding Unusual Items	743	747.39	747.64	704.84	729.14	843.56
Asset Writedown	-0.56	-0.56	-0.77	-0.62	-0.93	-0.08
Pretax Income	742.44	746.83	746.87	704.22	728.21	843.48
Income Tax Expense	185.72	193.78	255.19	169.92	163.26	215.87
Net Income	555.06	553.05	491.67	534.31	564.95	627.61
Net Income to Common	555.06	553.05	491.67	534.31	564.95	627.61
Net Income Growth	6.64%	12.48%	-7.98%	-5.43%	-9.98%	5.68%
Basic Shares Outstanding	2,267	2,251	2,151	2,443	2,546	2,510
Diluted Shares Outstanding	2,267	2,251	2,151	2,443	2,546	2,510
Shares Change (YoY)	1.95%	4.65%	-11.96%	-4.04%	1.44%	1.28%
EPS (Basic)	0.24	0.25	0.23	0.22	0.22	0.25
EPS (Diluted)	0.24	0.25	0.23	0.22	0.22	0.25
EPS Growth	4.60%	7.49%	4.52%	-1.45%	-11.26%	4.34%
Dividend Per Share	0.042	0.168	0.138	0.109	0.109	0.124
Dividend Growth	-73.61%	21.81%	26.26%	0.09%	-12.29%	4.97%
Effective Tax Rate	25.01%	25.95%	34.17%	24.13%	22.42%	25.59%

Source: S&P Capital IQ. Banks template. Financial Sources.