KLSE:BIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	2,853	2,873	2,773	2,215	1,909	1,956
Interest Income on Investments	1,577	1,427	1,348	1,132	956.71	996.85
Total Interest Income	4,430	4,299	4,121	3,347	2,866	2,953
Interest Paid on Deposits	2,275	2,125	2,052	1,266	978.82	1,229
Net Interest Income	2,154	2,174	2,069	2,081	1,887	1,725
Net Interest Income Growth (YoY)	0.41%	5.10%	-0.59%	10.28%	9.41%	3.06%
Trust Income	8.22	8.22	4.16	-	30.17	28.75
Income From Trading Activities	24.64	1.18	7.49	-16.61	9.16	-6.76
Gain (Loss) on Sale of Assets	4.95	0	0.01	0.07	0.61	0
Gain (Loss) on Sale of Investments	115.49	54.54	59.03	2.14	31.59	138.29
Other Non-Interest Income	412.08	308.79	315.55	232.98	208.38	213.3
Total Non-Interest Income	565.37	372.74	386.24	218.58	283.73	378.21
Non-Interest Income Growth (YoY)	63.47%	-3.50%	76.70%	-22.96%	-24.98%	-5.27%
Revenues Before Loan Losses	2,720	2,547	2,455	2,299	2,171	2,103
Provision for Loan Losses	131.32	94.63	175.26	140.03	190.74	208.67
Revenue	2,589	2,452	2,280	2,159	1,980	1,894
Revenue Growth (YoY)	9.43%	7.58%	5.56%	9.07%	4.53%	-4.76%
Salaries and Employee Benefits	1,014	933.22	861.25	821.96	723.83	663.37
Selling, General & Administrative	133.99	130.68	111.71	145.7	120.78	103.06
Other Non-Interest Expense	687.68	616.64	559.81	444.17	430.41	398.56
Total Non-Interest Expense	1,834	1,679	1,533	1,412	1,275	1,165
EBT Excluding Unusual Items	754.44	773.13	746.83	747.64	704.84	729.14
Asset Writedown	-	-	-	-0.77	-0.62	-0.93
Pretax Income	754.44	773.13	746.83	746.87	704.22	728.21
Income Tax Expense	199.61	202.04	193.78	255.19	169.92	163.26
Net Income	554.83	571.08	553.05	491.67	534.31	564.95
Net Income to Common	554.83	571.08	553.05	491.67	534.31	564.95
Net Income Growth	-0.34%	3.26%	12.48%	-7.98%	-5.42%	-9.98%
Basic Shares Outstanding	2,266	2,266	2,251	2,151	2,443	2,546
Diluted Shares Outstanding	2,266	2,266	2,251	2,151	2,443	2,546
Shares Change (YoY)	-0.00%	0.69%	4.65%	-11.96%	-4.04%	1.44%
EPS (Basic)	0.24	0.25	0.25	0.23	0.22	0.22
EPS (Diluted)	0.24	0.25	0.25	0.23	0.22	0.22
EPS Growth	-0.34%	2.55%	7.49%	4.52%	-1.44%	-11.26%
Dividend Per Share	0.141	0.151	0.168	0.138	0.109	0.109
Dividend Growth	-7.23%	-10.05%	21.81%	26.26%	0.09%	-12.29%
Effective Tax Rate	26.46%	26.13%	25.95%	34.17%	24.13%	22.42%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.