Bank Islam Malaysia Berhad (KLSE:BIMB)

KLSE:BIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,906	2,873	2,773	2,215	1,909	1,956
Interest Income on Investments	1,495	1,427	1,348	1,132	956.71	996.85
Total Interest Income	4,401	4,299	4,121	3,347	2,866	2,953
Interest Paid on Deposits	2,222	2,125	2,052	1,266	978.82	1,229
Net Interest Income	2,179	2,174	2,069	2,081	1,887	1,725
Net Interest Income Growth (YoY)	2.28%	5.10%	-0.59%	10.28%	9.41%	3.06%
Trust Income	8.22	8.22	4.16	-	30.17	28.75
Income From Trading Activities	23.61	1.18	7.49	-16.61	9.16	-6.76
Gain (Loss) on Sale of Assets	4.95	0	0.01	0.07	0.61	0
Gain (Loss) on Sale of Investments	93.65	54.54	59.03	2.14	31.59	138.29
Other Non-Interest Income	363.05	308.79	315.55	232.98	208.38	213.3
Total Non-Interest Income	493.47	372.74	386.24	218.58	283.73	378.21
Non-Interest Income Growth (YoY)	39.51%	-3.50%	76.70%	-22.96%	-24.98%	-5.27%
Revenues Before Loan Losses	2,672	2,547	2,455	2,299	2,171	2,103
Provision for Loan Losses	139.32	94.63	175.26	140.03	190.74	208.67
Revenue	2,533	2,452	2,280	2,159	1,980	1,894
Revenue Growth (YoY)	7.57%	7.58%	5.56%	9.07%	4.53%	-4.76%
Salaries and Employee Benefits	982.55	933.22	861.25	821.96	723.83	663.37
Selling, General & Administrative	140.52	130.68	111.71	145.7	120.78	103.06
Other Non-Interest Expense	662.74	616.64	559.81	444.17	430.41	398.56
Total Non-Interest Expense	1,783	1,679	1,533	1,412	1,275	1,165
EBT Excluding Unusual Items	749.35	773.13	746.83	747.64	704.84	729.14
Asset Writedown	-	-	-	-0.77	-0.62	-0.93
Pretax Income	749.35	773.13	746.83	746.87	704.22	728.21
Income Tax Expense	194.13	202.04	193.78	255.19	169.92	163.26
Net Income	555.22	571.08	553.05	491.67	534.31	564.95
Net Income to Common	555.22	571.08	553.05	491.67	534.31	564.95
Net Income Growth	-2.19%	3.26%	12.48%	-7.98%	-5.42%	-9.98%
Basic Shares Outstanding	2,266	2,266	2,251	2,151	2,443	2,546
Diluted Shares Outstanding	2,266	2,266	2,251	2,151	2,443	2,546
Shares Change (YoY)	0.12%	0.69%	4.65%	-11.96%	-4.04%	1.44%
EPS (Basic)	0.24	0.25	0.25	0.23	0.22	0.22
EPS (Diluted)	0.24	0.25	0.25	0.23	0.22	0.22
EPS Growth	-2.30%	2.55%	7.49%	4.52%	-1.44%	-11.26%
Dividend Per Share	0.041	0.151	0.168	0.138	0.109	0.109
Dividend Growth	-85.19%	-10.05%	21.81%	26.26%	0.09%	-12.29%
Effective Tax Rate	25.91%	26.13%	25.95%	34.17%	24.13%	22.42%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.