KLSE:BIMB Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,718	2,768	2,873	2,773	2,215	1,909
Interest Income on Investments	1,781	1,683	1,427	1,348	1,132	956.71
Total Interest Income	4,499	4,451	4,299	4,121	3,347	2,866
Interest Paid on Deposits	2,344	2,315	2,125	2,052	1,266	978.82
Net Interest Income	2,155	2,135	2,174	2,069	2,081	1,887
Net Interest Income Growth (YoY)	-1.00%	-1.78%	5.10%	-0.59%	10.28%	9.41%
Trust Income	3.21	3.05	8.22	4.16	-	30.17
Income From Trading Activities	13.77	30.24	1.18	7.49	-16.61	9.16
Gain (Loss) on Sale of Assets	61.98	66.92	0	0.01	0.07	0.61
Gain (Loss) on Sale of Investments	117.79	110.61	54.54	59.03	2.14	31.59
Other Non-Interest Income	389.83	403.57	308.79	315.55	232.98	208.38
Total Non-Interest Income	586.58	614.4	372.74	386.24	218.58	283.73
Non-Interest Income Growth (YoY)	37.73%	64.83%	-3.50%	76.70%	-22.96%	-24.98%
Revenues Before Loan Losses	2,742	2,750	2,547	2,455	2,299	2,171
Provision for Loan Losses	126.4	151.94	94.63	175.26	140.03	190.74
Revenue	2,615	2,598	2,452	2,280	2,159	1,980
Revenue Growth (YoY)	5.85%	5.94%	7.58%	5.56%	9.07%	4.53%
Salaries and Employee Benefits	1,020	1,002	933.22	861.25	821.96	723.83
Selling, General & Administrative	143.48	146.75	130.68	111.71	145.7	120.78
Other Non-Interest Expense	733.04	714.84	616.64	559.81	444.17	430.41
Total Non-Interest Expense	1,895	1,862	1,679	1,533	1,412	1,275
EBT Excluding Unusual Items	720.37	736.06	773.13	746.83	747.64	704.84
Asset Writedown	-	-	-	-	-0.77	-0.62
Pretax Income	720.37	736.06	773.13	746.83	746.87	704.22
Income Tax Expense	174.36	178.82	202.04	193.78	255.19	169.92
Net Income	546.01	557.24	571.08	553.05	491.67	534.31
Net Income to Common	546.01	557.24	571.08	553.05	491.67	534.31
Net Income Growth	-3.64%	-2.42%	3.26%	12.48%	-7.98%	-5.42%
Basic Shares Outstanding	2,266	2,266	2,266	2,251	2,151	2,443
Diluted Shares Outstanding	2,266	2,266	2,266	2,251	2,151	2,443
Shares Change (YoY)	-	-	0.69%	4.65%	-11.96%	-4.04%
EPS (Basic)	0.24	0.25	0.25	0.25	0.23	0.22
EPS (Diluted)	0.24	0.25	0.25	0.25	0.23	0.22
EPS Growth	-3.64%	-2.42%	2.55%	7.49%	4.52%	-1.44%
Dividend Per Share	0.144	0.144	0.138	0.168	0.138	0.109
Dividend Growth	4.71%	4.71%	-17.91%	21.81%	26.26%	0.09%
Effective Tax Rate	24.20%	24.29%	26.13%	25.95%	34.17%	24.13%