KLSE:BIMB Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	554.83	571.08	553.05	491.67	534.31	564.95
Depreciation & Amortization	78.23	70.8	72.93	76.98	77.42	74.89
Other Amortization	17.45	16.04	16.1	1.02	-	-
Gain (Loss) on Sale of Assets	-4.95	-	-0.01	-0.07	-0.6	-0
Gain (Loss) on Sale of Investments	-140.13	-55.72	-66.52	14.47	-40.74	-131.53
Total Asset Writedown	0.4	0.23	0.56	0.77	0.62	0.93
Provision for Credit Losses	255.47	218.84	272.89	232.48	265.94	288.19
Change in Other Net Operating Assets	-2,063	-1,692	-705.03	-2,443	-6,507	-2,409
Other Operating Activities	-426.67	130.77	73.04	131.15	5.95	128.07
Operating Cash Flow	-1,730	-740.87	217.01	-1,494	-5,665	-1,484
Capital Expenditures	-78.9	-97.29	-84.15	-95.49	-71.16	-92.88
Sale of Property, Plant and Equipment	5	-	0.02	0.07	0.61	0.01
Cash Acquisitions	-	-	-29.24	-	-14.79	-
Investment in Securities	-3,512	-3,564	-1,031	-9.16	-702.96	-670.9
Income (Loss) Equity Investments	-1.73	-1.39	-	-	-	-
Purchase / Sale of Intangibles	-19.08	-17.92	-11.87	-	-	-
Other Investing Activities	0.17	0.66	4.09	12.22	13.89	15.34
Investing Cash Flow	-3,604	-3,678	-1,153	-92.36	-774.4	-748.43
Long-Term Debt Issued	-	1,250	400	500	300	1,100
Long-Term Debt Repaid	-	-33.23	-331.76	-330.24	-30.82	-729.92
Net Debt Issued (Repaid)	1,316	1,217	68.24	169.76	269.18	370.08
Issuance of Common Stock	-	-	243.68	199.29	139.64	293.75
Common Dividends Paid	-628.04	-380.99	-300.44	-226.89	-139.64	-293.75
Net Increase (Decrease) in Deposit Accounts	5,060	3,282	-1,410	3,439	6,262	3,669
Other Financing Activities	-141.35	-97.3	-93.89	-83.13	-70.89	-69.15
Financing Cash Flow	5,606	4,021	-1,492	3,498	6,460	3,969
Foreign Exchange Rate Adjustments	-29.11	9.37	-3.01	11.06	-14.78	7.2
Net Cash Flow	243.26	-389.29	-2,431	1,922	6.11	1,744
Free Cash Flow	-1,809	-838.16	132.87	-1,590	-5,736	-1,577
Free Cash Flow Margin	-69.87%	-34.18%	5.83%	-73.61%	-289.70%	-83.24%
Free Cash Flow Per Share	-0.80	-0.37	0.06	-0.74	-2.35	-0.62
Cash Interest Paid	141.35	97.3	93.89	83.13	70.89	69.15
Cash Income Tax Paid	185.09	194.03	214.37	206.76	228	100.44

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.