Malaysia · Delayed Price · Currency is MYR Heartland Financial USA Statistics
Total Valuation
KLSE:CDB has a market cap or net worth of MYR 44.70 billion. The enterprise value is 57.53 billion.
| Market Cap | 44.70B |
| Enterprise Value | 57.53B |
Important Dates
The last earnings date was Friday, July 18, 2025.
| Earnings Date | Jul 18, 2025 |
| Ex-Dividend Date | Jun 12, 2025 |
Share Statistics
KLSE:CDB has 11.73 billion shares outstanding.
| Current Share Class | 11.73B |
| Shares Outstanding | 11.73B |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.28% |
| Owned by Institutions (%) | 27.13% |
| Float | 3.87B |
Valuation Ratios
The trailing PE ratio is 32.39 and the forward PE ratio is 24.39. KLSE:CDB's PEG ratio is 1.76.
| PE Ratio | 32.39 |
| Forward PE | 24.39 |
| PS Ratio | 3.50 |
| PB Ratio | 2.77 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 26.60 |
| P/OCF Ratio | 11.37 |
| PEG Ratio | 1.76 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.25, with an EV/FCF ratio of 34.24.
| EV / Earnings | 41.54 |
| EV / Sales | 4.50 |
| EV / EBITDA | 8.25 |
| EV / EBIT | 14.57 |
| EV / FCF | 34.24 |
Financial Position
The company has a current ratio of 0.63, with a Debt / Equity ratio of 0.83.
| Current Ratio | 0.63 |
| Quick Ratio | 0.60 |
| Debt / Equity | 0.83 |
| Debt / EBITDA | 1.92 |
| Debt / FCF | 7.95 |
| Interest Coverage | 6.72 |
Financial Efficiency
Return on equity (ROE) is 8.64% and return on invested capital (ROIC) is 8.37%.
| Return on Equity (ROE) | 8.64% |
| Return on Assets (ROA) | 6.81% |
| Return on Invested Capital (ROIC) | 8.37% |
| Return on Capital Employed (ROCE) | 13.49% |
| Revenue Per Employee | 4.41M |
| Profits Per Employee | 477,112 |
| Employee Count | 2,903 |
| Asset Turnover | 0.35 |
| Inventory Turnover | 18.35 |
Taxes
In the past 12 months, KLSE:CDB has paid 455.20 million in taxes.
| Income Tax | 455.20M |
| Effective Tax Rate | 24.44% |
Stock Price Statistics
The stock price has increased by +0.26% in the last 52 weeks. The beta is 0.26, so KLSE:CDB's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | +0.26% |
| 50-Day Moving Average | 3.84 |
| 200-Day Moving Average | 3.67 |
| Relative Strength Index (RSI) | 47.72 |
| Average Volume (20 Days) | 1,971,310 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, KLSE:CDB had revenue of MYR 12.79 billion and earned 1.39 billion in profits. Earnings per share was 0.12.
| Revenue | 12.79B |
| Gross Profit | 8.28B |
| Operating Income | 3.93B |
| Pretax Income | 1.86B |
| Net Income | 1.39B |
| EBITDA | 5.56B |
| EBIT | 3.93B |
| Earnings Per Share (EPS) | 0.12 |
Balance Sheet
The company has 635.88 million in cash and 13.35 billion in debt, giving a net cash position of -12.72 billion or -1.08 per share.
| Cash & Cash Equivalents | 635.88M |
| Total Debt | 13.35B |
| Net Cash | -12.72B |
| Net Cash Per Share | -1.08 |
| Equity (Book Value) | 16.14B |
| Book Value Per Share | 1.37 |
| Working Capital | -2.58B |
Cash Flow
In the last 12 months, operating cash flow was 3.93 billion and capital expenditures -2.25 billion, giving a free cash flow of 1.68 billion.
| Operating Cash Flow | 3.93B |
| Capital Expenditures | -2.25B |
| Free Cash Flow | 1.68B |
| FCF Per Share | 0.14 |
Margins
Gross margin is 64.73%, with operating and profit margins of 30.73% and 10.83%.
| Gross Margin | 64.73% |
| Operating Margin | 30.73% |
| Pretax Margin | 14.56% |
| Profit Margin | 10.83% |
| EBITDA Margin | 43.49% |
| EBIT Margin | 30.73% |
| FCF Margin | 13.14% |
Dividends & Yields
This stock pays an annual dividend of 0.15, which amounts to a dividend yield of 3.85%.
| Dividend Per Share | 0.15 |
| Dividend Yield | 3.85% |
| Dividend Growth (YoY) | 7.41% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 123.28% |
| Buyback Yield | n/a |
| Shareholder Yield | 3.85% |
| Earnings Yield | 3.10% |
| FCF Yield | 3.76% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 21, 2011. It was a forward split with a ratio of 10.
| Last Split Date | Nov 21, 2011 |
| Split Type | Forward |
| Split Ratio | 10 |
Scores
KLSE:CDB has an Altman Z-Score of 1.91 and a Piotroski F-Score of 7. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.91 |
| Piotroski F-Score | 7 |