KLSE:HLFG Income Statement

Financials in millions MYR. Fiscal year is July - June.

Millions MYR. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	8,902	8,953	8,881	7,549	5,673
Interest Income on Investments	113.8	135.37	161.29	214.22	270.94
Total Interest Income	9,016	9,089	9,042	7,763	5,944
Interest Paid on Deposits	4,882	5,033	5,120	3,977	2,087
Net Interest Income	4,133	4,056	3,923	3,787	3,857
Net Interest Income Growth	1.90%	3.40%	3.59%	-1.81%	8.36%
Gain (Loss) on Sale of Assets	-	9.12	8.74	0.39	1.75
Gain (Loss) on Sale of Investments	-	-158.1	229.56	159.49	138.88
Other Non-Interest Income	3,470	2,902	2,489	2,530	2,255
Total Non-Interest Income	3,470	2,753	2,727	2,690	2,396
Non-Interest Income Growth	26.02%	0.97%	1.39%	12.26%	-9.27%
Revenues Before Loan Losses	7,603	6,809	6,650	6,476	6,252
Provision for Loan Losses	79.34	-383.35	-114.43	115.21	163.12
Revenue	7,524	7,193	6,764	6,361	6,089
Revenue Growth	4.60%	6.34%	6.33%	4.47%	9.72%
Salaries and Employee Benefits	-	1,435	1,456	1,381	1,324
Occupancy Expenses	-	153.9	174.54	182.53	194.96
Amortization of Goodwill & Intangibles	-	71.36	72.96	62	59.03
Selling, General & Administrative	-	783.46	727.35	731.61	706.94
Other Non-Interest Expense	2,671	173.32	167.12	131.87	93.67
Total Non-Interest Expense	1,216	1,090	918.47	1,110	1,249
EBT Excluding Unusual Items	6,308	6,103	5,846	5,251	4,840
Pretax Income	6,308	6,103	5,846	5,251	4,840
Income Tax Expense	1,163	1,237	1,058	919.18	1,157
Earnings From Continuing Operations	5,146	4,866	4,787	4,332	3,683
Minority Interest in Earnings	-1,711	-1,611	-1,590	-1,451	-1,231
Net Income	3,435	3,255	3,198	2,881	2,452
Net Income to Common	3,435	3,255	3,198	2,881	2,452
Net Income Growth	5.53%	1.78%	11.00%	17.48%	8.25%
Basic Shares Outstanding	1,134	1,134	1,134	1,134	1,134
Diluted Shares Outstanding	1,134	1,134	1,134	1,134	1,134
Shares Change	0.01%	0.01%	0.01%	0.01%	0.01%
EPS (Basic)	3.03	2.87	2.82	2.54	2.16
EPS (Diluted)	3.03	2.87	2.82	2.54	2.16
EPS Growth	5.53%	1.78%	10.98%	17.46%	8.24%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	-	0.720	0.540	0.490	0.460
Dividend Growth	-	33.33%	10.20%	6.52%	15.00%
Effective Tax Rate	18.43%	20.26%	18.11%	17.50%	23.91%