LPI Capital Bhd Income Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,961	1,782	1,782	1,134	1,012
Total Interest & Dividend Income	110.76	105.87	91.04	82.81	105.69
Gain (Loss) on Sale of Investments	8	0.44	23.97	-9.34	-45.47
Other Revenue	9.28	4.93	3.37	1.35	112.88
Total Revenue	2,089	1,893	1,900	1,209	1,185
Revenue Growth (YoY)	10.36%	-0.40%	57.23%	1.99%	-2.95%
Policy Benefits	1,173	970.71	1,488	505.3	369.67
Policy Acquisition & Underwriting Costs	379.44	346.48	-	315.37	174.68
Selling, General & Administrative	-	-	-	-	206.45
Provision for Bad Debts	-	-	-	-	0.09
Other Operating Expenses	81.38	103.46	20.23	46.84	-2.67
Total Operating Expenses	1,634	1,421	1,508	867.51	748.23
Operating Income	455.25	472.15	391.88	341.08	436.75
Interest Expense	-1.19	-1.06	-1.15	-1.25	-1.57
Earnings From Equity Investments	1.14	2.11	1.82	0.81	2.75
EBT Excluding Unusual Items	455.19	473.19	392.55	340.64	437.93
Gain (Loss) on Sale of Assets	0.02	0.28	0.56	0.02	0
Asset Writedown	2.03	0.66	1.83	1.04	-0.62
Pretax Income	457.24	474.13	394.93	341.7	437.32
Income Tax Expense	89.46	97.03	81.21	89.48	92.64
Net Income	367.78	377.09	313.73	252.22	344.68
Net Income to Common	367.78	377.09	313.73	252.22	344.68
Net Income Growth	-2.47%	20.20%	24.39%	-26.82%	2.36%
Shares Outstanding (Basic)	398	398	398	398	398
Shares Outstanding (Diluted)	398	398	398	398	398
EPS (Basic)	0.92	0.95	0.79	0.63	0.87
EPS (Diluted)	0.92	0.95	0.79	0.63	0.87
EPS Growth	-2.47%	20.20%	24.39%	-26.82%	2.36%
Free Cash Flow	468.66	127.46	-174.29	921.25	235.08
Free Cash Flow Per Share	1.18	0.32	-0.44	2.31	0.59
Dividend Per Share	0.800	0.800	0.660	0.600	0.740
Dividend Growth	-	21.21%	10.00%	-18.92%	2.78%
Operating Margin	21.79%	24.94%	20.62%	28.22%	36.86%
Profit Margin	17.61%	19.92%	16.51%	20.87%	29.09%
Free Cash Flow Margin	22.43%	6.73%	-9.17%	76.22%	19.84%
EBITDA	457.65	474.76	394.39	343.92	439.98
EBITDA Margin	21.91%	25.08%	20.75%	28.46%	37.13%
D&A For EBITDA	2.41	2.61	2.52	2.84	3.22
EBIT	455.25	472.15	391.88	341.08	436.75
EBIT Margin	21.79%	24.94%	20.62%	28.22%	36.86%
Effective Tax Rate	19.56%	20.47%	20.56%	26.19%	21.18%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.