LPI Capital Bhd (KLSE:LPI)

LPI Capital Bhd Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	1,982	1,961	1,782	1,782	1,134	1,012
Total Interest & Dividend Income	112.91	110.76	105.87	91.04	82.81	105.69
Gain (Loss) on Sale of Investments	-2.69	8	0.44	23.97	-9.34	-45.47
Other Revenue	7.52	9.28	4.93	3.37	1.35	112.88
Total Revenue	2,100	2,089	1,893	1,900	1,209	1,185
Revenue Growth (YoY)	10.32%	10.36%	-0.40%	57.23%	1.99%	-2.95%
Policy Benefits	1,177	1,173	970.71	1,488	505.3	369.67
Policy Acquisition & Underwriting Costs	384.38	379.44	346.48	-	315.37	174.68
Selling, General & Administrative	-	-	-	-	-	206.45
Provision for Bad Debts	-	-	-	-	-	0.09
Other Operating Expenses	81.14	81.38	103.46	20.23	46.84	-2.67
Total Operating Expenses	1,643	1,634	1,421	1,508	867.51	748.23
Operating Income	457.12	455.25	472.15	391.88	341.08	436.75
Interest Expense	-1.21	-1.19	-1.06	-1.15	-1.25	-1.57
Earnings From Equity Investments	1.31	1.14	2.11	1.82	0.81	2.75
EBT Excluding Unusual Items	457.21	455.19	473.19	392.55	340.64	437.93
Gain (Loss) on Sale of Assets	0.02	0.02	0.28	0.56	0.02	0
Asset Writedown	2.03	2.03	0.66	1.83	1.04	-0.62
Pretax Income	459.26	457.24	474.13	394.93	341.7	437.32
Income Tax Expense	89.91	89.46	97.03	81.21	89.48	92.64
Net Income	369.35	367.78	377.09	313.73	252.22	344.68
Net Income to Common	369.35	367.78	377.09	313.73	252.22	344.68
Net Income Growth	-1.19%	-2.47%	20.20%	24.39%	-26.82%	2.36%
Shares Outstanding (Basic)	398	398	398	398	398	398
Shares Outstanding (Diluted)	398	398	398	398	398	398
EPS (Basic)	0.93	0.92	0.95	0.79	0.63	0.87
EPS (Diluted)	0.93	0.92	0.95	0.79	0.63	0.87
EPS Growth	-1.19%	-2.47%	20.20%	24.39%	-26.82%	2.36%
Free Cash Flow	515.65	468.66	127.46	-174.29	921.25	235.08
Free Cash Flow Per Share	1.29	1.18	0.32	-0.44	2.31	0.59
Dividend Per Share	0.800	0.800	0.800	0.660	0.600	0.740
Dividend Growth	-	-	21.21%	10.00%	-18.92%	2.78%
Operating Margin	21.77%	21.79%	24.94%	20.62%	28.22%	36.86%
Profit Margin	17.59%	17.61%	19.92%	16.51%	20.87%	29.09%
Free Cash Flow Margin	24.55%	22.43%	6.73%	-9.17%	76.22%	19.84%
EBITDA	459.49	457.65	474.76	394.39	343.92	439.98
EBITDA Margin	21.88%	21.91%	25.08%	20.75%	28.46%	37.13%
D&A For EBITDA	2.37	2.41	2.61	2.52	2.84	3.22
EBIT	457.12	455.25	472.15	391.88	341.08	436.75
EBIT Margin	21.77%	21.79%	24.94%	20.62%	28.22%	36.86%
Effective Tax Rate	19.58%	19.56%	20.47%	20.56%	26.19%	21.18%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.