Tune Protect Group Berhad Cash Flow Statement

Financials in millions MYR. Fiscal year is January - December.

Millions MYR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	26.45	0.57	-0.95	-35.09	-14.99
Depreciation & Amortization	10.15	3.72	4.23	4.06	4.06
Other Amortization	-	7.76	5.76	4.84	2.74
Gain (Loss) on Sale of Assets	-	-0.1	0.01	-0.2	-0.04
Gain (Loss) on Sale of Investments	-	-8.38	-20.1	18.82	29.77
Stock-Based Compensation	-	-0.25	1.39	-2.89	0.03
Change in Accounts Receivable	-	-	-	-	-12.99
Reinsurance Recoverable	-	8.78	99.11	129.77	-22.07
Change in Insurance Reserves / Liabilities	-	15.54	-53.65	-68.79	5.92
Change in Other Net Operating Assets	-51.64	-1.95	12.82	-27.25	27.25
Other Operating Activities	14.91	4.56	-4.59	6.13	-0.73
Operating Cash Flow	-0.13	39.85	43.71	46.01	28.49
Operating Cash Flow Growth	-	-8.84%	-5.00%	61.52%	18.86%
Capital Expenditures	-7.03	-2.22	-1.14	-1.72	-1.83
Sale of Property, Plant & Equipment	0.02	0.1	0	0.27	0.06
Purchase / Sale of Intangible Assets	-13.58	-14.41	-15.17	-14.25	-16.45
Investment in Securities	-46.47	6.24	-0.48	10.31	59.64
Investing Cash Flow	-67.06	-10.29	-16.78	-5.38	41.41
Total Debt Repaid	-2.58	-2.66	-2.69	-2.65	-2.46
Net Debt Issued (Repaid)	-2.58	-2.66	-2.69	-2.65	-2.46
Issuance of Common Stock	-	0.45	0.19	-	-
Other Financing Activities	-0.68	-0.62	-	-55	-36.73
Financing Cash Flow	-3.26	-2.83	-2.51	-57.64	-39.18
Foreign Exchange Rate Adjustments	-0.33	-0.22	-0.48	0.55	0.12
Net Cash Flow	-70.77	26.51	23.94	-16.47	30.83
Free Cash Flow	-7.16	37.63	42.57	44.3	26.65
Free Cash Flow Growth	-	-11.62%	-3.89%	66.20%	17.32%
Free Cash Flow Margin	-2.13%	10.13%	13.12%	14.33%	12.61%
Free Cash Flow Per Share	-0.01	0.05	0.06	0.06	0.04
Cash Income Tax Paid	-8.13	-3.28	0.73	0.5	5.72
Levered Free Cash Flow	752.68	-242.5	388.18	-672.09	67.21
Unlevered Free Cash Flow	752.68	-234.73	397.32	-665.47	67.39
Change in Working Capital	-51.64	22.36	58.28	33.73	-1.89

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.