Pureun Mutual Savings Bank Co., Ltd (KOSDAQ: 007330)

Pureun Mutual Savings Bank Income Statement

Financials in millions KRW. Fiscal year is July - June.

Fiscal Year	TTM	FY 2010	FY 2009	FY 2008	FY 2007	FY 2006
Period Ending	Jun 30, 2010	Jun 30, 2010	Jun 30, 2009	Jun 30, 2008	Jun 30, 2007	Jun 30, 2006
Interest Income on Loans	174,704	174,704	175,483	157,398	157,732	114,201
Interest Income on Investments	7,191	7,191	9,526	10,282	10,027	8,287
Total Interest Income	181,895	181,895	185,008	167,680	167,759	122,488
Interest Paid on Deposits	91,719	91,719	113,358	76,085	55,282	41,019
Interest Paid on Borrowings	9,319	9,319	4,768	15,452	17,451	15,682
Total Interest Expense	101,038	101,038	118,125	91,537	72,733	56,701
Net Interest Income	80,857	80,857	66,883	76,143	95,026	65,787
Net Interest Income Growth (YoY)	10.92%	20.89%	-12.16%	-19.87%	44.44%	44.22%
Income From Trading Activities	1,636	1,636	1,184	113.33	1,548	956.12
Gain (Loss) on Sale of Assets	1.8	1.8	662.12	814.08	38.86	-91.76
Gain (Loss) on Sale of Investments	-447.85	-447.85	-438.52	-416.41	735.31	707.37
Other Non-Interest Income	4,413	4,413	4,631	9,157	19,038	43,566
Total Non-Interest Income	9,331	9,331	8,315	11,414	22,950	47,327
Non-Interest Income Growth (YoY)	-77.56%	12.21%	-27.15%	-50.27%	-51.51%	194.16%
Revenues Before Loan Losses	90,187	90,187	75,198	87,557	117,975	113,114
Provision for Loan Losses	34,074	34,074	12,098	30,179	48,561	34,093
Revenue	56,113	56,113	63,100	57,378	69,415	79,022
Revenue Growth (YoY)	-35.74%	-11.07%	9.97%	-17.34%	-12.16%	130.06%
Salaries and Employee Benefits	15,488	15,488	14,855	11,707	12,619	10,934
Federal Deposit Insurance	8,294	8,294	7,019	6,086	5,407	-
Selling, General & Administrative	7,675	7,675	7,090	8,817	10,894	337
Other Non-Interest Expense	3,827	3,827	10,359	2,292	2,461	16,723
Total Non-Interest Expense	42,735	42,735	39,601	29,044	31,411	28,000
EBT Excluding Unusual Items	13,378	13,378	23,499	28,334	38,004	51,022
Pretax Income	13,378	13,378	23,499	28,334	38,004	51,022
Income Tax Expense	3,688	3,688	5,948	18,294	10,619	14,219
Earnings From Continuing Operations	9,690	9,690	17,551	10,041	27,385	36,802
Minority Interest in Earnings	-843	-843	-1,478	-3,613	-3,661	-4,624
Net Income	8,847	8,847	16,073	6,428	23,724	32,178
Net Income to Common	8,847	8,847	16,073	6,428	23,724	32,178
Net Income Growth	-74.96%	-44.96%	150.05%	-72.91%	-26.27%	138.87%
Basic Shares Outstanding	13	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13	13
Shares Change (YoY)	-0.79%	-0.84%	-0.06%	-	0.85%	0.10%
EPS (Basic)	695.05	695.05	1252.20	500.50	1847.26	2526.72
EPS (Diluted)	695.05	695.05	1252.20	500.50	1847.26	2526.72
EPS Growth	-74.76%	-44.49%	150.19%	-72.91%	-26.89%	138.64%
Dividend Per Share	-	-	200.000	200.000	200.000	200.000
Effective Tax Rate	27.57%	27.57%	25.31%	64.56%	27.94%	27.87%

Source: S&P Capital IQ. Banks template. Financial Sources.