T.S. Investment Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	1,160	2,169	3,094	3,855	278.79
Total Interest Expense	705.92	317.46	680.46	1,158	807.98
Net Interest Income	453.7	1,851	2,414	2,696	-529.18
Commissions and Fees	10,863	9,217	10,072	10,905	9,122
Gain (Loss) on Sale of Investments	6,735	4,592	10,686	11,288	12,700
Other Revenue	859.67	1,619	2,313	1,204	250.63
Revenue Before Loan Losses	18,912	17,280	25,485	26,093	21,543
Revenue	18,912	17,280	25,485	26,093	21,543
Revenue Growth (YoY)	9.45%	-32.20%	-2.33%	21.12%	42.51%
Salaries & Employee Benefits	5,074	5,763	6,020	5,226	4,167
Cost of Services Provided	1,095	1,382	1,490	1,273	1,113
Other Operating Expenses	915.66	978.77	105.33	3,964	1,490
Total Operating Expenses	7,582	8,585	8,031	10,798	7,078
Operating Income	11,329	8,695	17,454	15,295	14,465
EBT Excluding Unusual Items	11,494	8,963	17,756	14,240	14,536
Gain (Loss) on Sale of Investments	-2,306	-11,697	-2,856	-3,657	-681.17
Pretax Income	9,188	-2,734	14,603	10,583	13,855
Income Tax Expense	2,186	-312.17	2,636	2,110	3,707
Earnings From Continuing Ops.	7,002	-2,421	11,967	8,473	10,148
Minority Interest in Earnings	17.63	-15.99	-1,643	-345.37	-215.1
Net Income	7,019	-2,437	10,324	8,127	9,933
Net Income to Common	7,019	-2,437	10,324	8,127	9,933
Net Income Growth	-	-	27.02%	-18.18%	28.51%
Shares Outstanding (Basic)	41	41	40	39	38
Shares Outstanding (Diluted)	47	41	43	39	42
Shares Change (YoY)	15.97%	-5.17%	8.92%	-7.01%	12.67%
EPS (Basic)	172.00	-60.00	257.86	207.05	258.41
EPS (Diluted)	149.00	-60.00	252.53	207.00	243.65
EPS Growth	-	-	22.00%	-15.04%	11.32%
Free Cash Flow	235.02	3,943	10,724	9,946	-1,739
Free Cash Flow Per Share	4.99	97.07	250.33	252.91	-41.12
Dividend Per Share	-	-	10.000	10.000	25.000
Dividend Growth	-	-	-	-60.00%	50.00%
Operating Margin	59.91%	50.32%	68.49%	58.62%	67.14%
Profit Margin	37.12%	-14.11%	40.51%	31.15%	46.11%
Free Cash Flow Margin	1.24%	22.82%	42.08%	38.12%	-8.07%
Effective Tax Rate	23.79%	-	18.05%	19.94%	26.76%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.