KRX:003540 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,002,345	893,617	784,007	605,865	466,925	444,274
Total Interest Expense	650,395	667,095	608,227	375,275	221,944	244,328
Net Interest Income	351,950	226,522	175,780	230,589	244,982	199,946
Brokerage Commission	367,094	329,388	338,832	358,858	470,350	429,156
Asset Management Fee	7,770	6,851	6,725	8,290	14,771	9,692
Underwriting & Investment Banking Fee	41,964	25,639	14,965	29,219	28,695	16,186
Gain on Sale of Investments (Rev)	286,782	259,865	289,705	154,270	175,710	164,666
Other Revenue	2,071,552	2,193,945	2,211,171	2,841,178	2,397,756	1,662,836
Revenue Before Loan Losses	3,127,111	3,042,210	3,037,178	3,622,405	3,332,264	2,482,484
Provision for Loan Losses	102,894	102,865	72,980	36,936	31,965	23,139
Revenue	3,024,217	2,939,345	2,964,198	3,585,468	3,300,299	2,459,345
Revenue Growth (YoY)	0.97%	-0.84%	-17.33%	8.64%	34.19%	7.92%
Salaries & Employee Benefits	305,617	296,158	292,949	310,308	292,603	230,486
Cost of Services Provided	266,740	205,323	178,401	189,151	180,729	134,641
Other Operating Expenses	1,713,731	1,933,236	1,856,300	2,329,687	1,573,603	1,574,369
Total Operating Expenses	2,333,063	2,472,763	2,366,269	2,865,344	2,087,622	1,979,402
Operating Income	691,154	466,582	597,930	720,125	1,212,677	479,943
Currency Exchange Gains	-891.53	30,220	17,184	-27,608	-36,453	42,988
Other Non-Operating Income (Expenses)	-45,205	-46,881	-207,431	-197,018	-157,443	-201,921
EBT Excluding Unusual Items	509,810	413,513	388,795	506,657	1,039,128	320,289
Asset Writedown	-	-	-	-	-3,245	-11,463
Gain (Loss) on Sale of Investments	-310,155	-252,013	-224,477	-305,203	-170,549	-110,278
Pretax Income	342,331	188,389	181,219	220,955	867,307	219,428
Income Tax Expense	114,382	44,207	45,388	89,211	251,484	72,410
Earnings From Continuing Ops.	227,948	144,182	135,832	131,744	615,823	147,019
Minority Interest in Earnings	1,239	635.46	-2,182	-15,835	756.34	1,144
Net Income	229,187	144,818	133,650	115,909	616,579	148,163
Preferred Dividends & Other Adjustments	177,655	83,229	-	-	-	-
Net Income to Common	51,532	61,588	133,650	115,909	616,579	148,163
Net Income Growth	130.32%	8.36%	15.31%	-81.20%	316.15%	56.43%
Shares Outstanding (Basic)	41	67	66	66	66	68
Shares Outstanding (Diluted)	41	67	66	67	68	69
Shares Change (YoY)	-46.76%	1.99%	-1.46%	-1.20%	-1.09%	-3.04%
EPS (Basic)	1258.98	912.52	2019.65	1763.45	9297.18	2180.76
EPS (Diluted)	1258.98	912.52	2019.65	1726.01	9071.88	2156.29
EPS Growth	-9.15%	-54.82%	17.01%	-80.97%	320.72%	61.34%
Free Cash Flow	-4,106,629	-3,986,721	-2,821,625	162,525	-1,427,447	-497,995
Free Cash Flow Per Share	-100328.82	-59068.63	-42638.98	2420.18	-21002.37	-7247.58
Dividend Per Share	1200.000	1200.000	1200.000	1200.000	1400.000	1200.000
Dividend Growth	-	-	-	-14.29%	16.67%	20.00%
Operating Margin	22.85%	15.87%	20.17%	20.09%	36.74%	19.52%
Profit Margin	1.70%	2.10%	4.51%	3.23%	18.68%	6.02%
Free Cash Flow Margin	-135.79%	-135.63%	-95.19%	4.53%	-43.25%	-20.25%
Effective Tax Rate	33.41%	23.47%	25.05%	40.38%	29.00%	33.00%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.