KRX:003540 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	1,191,505	1,066,335	893,617	784,007	605,865	466,925
Total Interest Expense	725,154	675,498	667,095	608,227	375,275	221,944
Net Interest Income	466,351	390,837	226,522	175,780	230,589	244,982
Brokerage Commission	647,446	423,580	329,388	338,832	358,858	470,350
Asset Management Fee	9,400	8,247	6,851	6,725	8,290	14,771
Underwriting & Investment Banking Fee	16,143	21,566	25,639	14,965	29,219	28,695
Gain on Sale of Investments (Rev)	1,328,984	471,405	330,639	289,705	154,270	175,710
Other Revenue	3,807,822	2,531,375	2,123,171	2,211,171	2,841,178	2,397,756
Revenue Before Loan Losses	6,276,146	3,847,010	3,042,210	3,037,178	3,622,405	3,332,264
Provision for Loan Losses	160,646	130,028	120,086	72,980	36,936	31,965
Revenue	6,115,500	3,716,982	2,922,123	2,964,198	3,585,468	3,300,299
Revenue Growth	96.99%	27.20%	-1.42%	-17.33%	8.64%	34.19%
Salaries & Employee Benefits	373,225	336,364	296,158	292,949	310,308	292,603
Cost of Services Provided	279,252	253,234	205,323	178,401	189,151	180,729
Other Operating Expenses	3,554,717	2,221,054	1,916,014	1,856,300	2,329,687	1,573,603
Total Operating Expenses	4,262,845	2,861,520	2,455,541	2,366,269	2,865,344	2,087,622
Operating Income	1,852,655	855,462	466,582	597,930	720,125	1,212,677
Currency Exchange Gains	20,315	19,208	30,220	17,184	-27,608	-36,453
Other Non-Operating Income (Expenses)	-603,923	-280,571	-46,881	-207,431	-197,018	-157,443
EBT Excluding Unusual Items	1,247,761	434,810	413,513	388,795	506,657	1,039,128
Asset Writedown	-9,647	-	-	-	-	-3,245
Gain (Loss) on Sale of Investments	-669,998	-285,990	-252,013	-224,477	-305,203	-170,549
Pretax Income	546,392	264,627	188,389	181,219	220,955	867,307
Income Tax Expense	108,453	77,900	44,207	45,388	89,211	251,484
Earnings From Continuing Ops.	437,938	186,727	144,182	135,832	131,744	615,823
Minority Interest in Earnings	5,995	-114.54	635.46	-2,182	-15,835	756.34
Net Income	443,933	186,612	144,818	133,650	115,909	616,579
Preferred Dividends & Other Adjustments	281,288	109,583	-	-	-	-
Net Income to Common	162,645	77,028	144,818	133,650	115,909	616,579
Net Income Growth	-14.57%	-46.81%	8.36%	15.31%	-81.20%	316.15%
Shares Outstanding (Basic)	51	68	67	66	66	66
Shares Outstanding (Diluted)	51	68	67	66	67	68
Shares Change	-28.33%	0.73%	1.99%	-1.46%	-1.20%	-1.09%
EPS (Basic)	3220.11	1132.95	2145.67	2019.65	1763.45	9297.18
EPS (Diluted)	891.11	1132.95	1760.00	2019.65	1726.01	9071.88
EPS Growth	-61.79%	-35.63%	-12.86%	17.01%	-80.97%	320.72%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-5,229,301	-3,257,288	-3,986,721	-2,821,625	162,525	-1,427,447
Free Cash Flow Per Share	-103531.89	-47908.86	-59068.63	-42638.98	2420.18	-21002.37
Dividend Per Share	1200.000	1200.000	1200.000	1200.000	1200.000	1400.000
Dividend Growth	0%	0%	0%	0%	-14.29%	16.67%
Operating Margin	30.29%	23.02%	15.97%	20.17%	20.09%	36.74%
Profit Margin	2.66%	2.07%	4.96%	4.51%	3.23%	18.68%
Free Cash Flow Margin	-85.51%	-87.63%	-136.43%	-95.19%	4.53%	-43.25%
Effective Tax Rate	19.85%	29.44%	23.47%	25.05%	40.38%	29.00%