KRX:005940 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	1,989,637	1,813,964	1,674,638	1,297,505	1,062,886	1,045,357
Total Interest Expense	991,703	938,662	820,967	557,608	229,527	285,658
Net Interest Income	997,934	875,302	853,671	739,897	833,359	759,699
Brokerage Commission	1,234,781	1,014,666	907,463	884,664	1,219,912	994,234
Asset Management Fee	36,655	27,617	21,003	22,400	27,424	19,411
Underwriting & Investment Banking Fee	76,334	70,804	58,114	75,555	112,994	128,728
Gain on Sale of Investments (Rev)	2,381,118	1,783,143	2,119,153	1,126,995	1,679,358	1,967,512
Other Revenue	5,842,211	5,049,468	5,512,668	7,761,078	6,015,993	7,852,799
Revenue Before Loan Losses	10,569,033	8,821,000	9,472,072	10,610,589	9,889,040	11,722,383
Provision for Loan Losses	78,854	77,644	117,322	37,016	830	141,794
Revenue	10,490,179	8,743,356	9,354,750	10,573,573	9,888,210	11,580,589
Revenue Growth (YoY)	18.07%	-6.54%	-11.53%	6.93%	-14.61%	7.76%
Salaries & Employee Benefits	790,787	723,817	607,181	524,543	705,044	628,092
Cost of Services Provided	545,595	478,274	471,985	464,365	473,265	348,295
Other Operating Expenses	5,661,351	4,761,941	4,859,334	6,373,162	4,864,222	6,676,470
Total Operating Expenses	7,077,860	6,047,868	6,013,536	7,426,707	6,098,208	7,699,342
Operating Income	3,412,319	2,695,488	3,341,214	3,146,866	3,790,002	3,881,247
Currency Exchange Gains	160,848	274,620	78,180	59,156	178,616	-132,584
Other Non-Operating Income (Expenses)	-1,393,478	-1,002,284	-1,712,605	-661,002	-1,133,124	-1,478,520
EBT Excluding Unusual Items	2,178,470	2,033,119	1,740,650	2,521,299	2,876,710	2,302,545
Asset Writedown	-	-	-	631	-89	-
Gain (Loss) on Sale of Investments	-1,051,049	-1,107,008	-1,018,147	-2,080,011	-1,575,067	-1,511,591
Pretax Income	1,128,153	924,857	720,729	440,215	1,302,063	789,115
Income Tax Expense	270,007	238,219	167,681	137,287	370,599	212,237
Earnings From Continuing Ops.	858,146	686,638	553,048	302,928	931,464	576,878
Minority Interest in Earnings	-47	21	3,392	490	62	93
Net Income	858,099	686,659	556,440	303,418	931,526	576,971
Preferred Dividends & Other Adjustments	944	944	-	-	-	-
Net Income to Common	857,155	685,715	556,440	303,418	931,526	576,971
Net Income Growth	28.94%	23.40%	83.39%	-67.43%	61.45%	21.34%
Shares Outstanding (Basic)	351	349	350	343	303	300
Shares Outstanding (Diluted)	351	349	350	343	303	300
Shares Change (YoY)	0.55%	-0.32%	1.91%	13.30%	1.14%	0.05%
EPS (Basic)	2445.52	1966.35	1590.53	883.83	3074.23	1925.87
EPS (Diluted)	2445.52	1966.35	1590.53	883.83	3074.23	1925.87
EPS Growth	28.10%	23.63%	79.96%	-71.25%	59.63%	21.27%
Free Cash Flow	-6,148,021	-4,228,834	-1,195,259	6,572,120	3,403,925	-4,686,290
Free Cash Flow Per Share	-17540.71	-12126.60	-3416.52	19144.10	11233.68	-15642.37
Dividend Per Share	950.000	950.000	800.000	700.000	1050.000	700.000
Dividend Growth	18.75%	18.75%	14.29%	-33.33%	50.00%	40.00%
Operating Margin	32.53%	30.83%	35.72%	29.76%	38.33%	33.52%
Profit Margin	8.17%	7.84%	5.95%	2.87%	9.42%	4.98%
Free Cash Flow Margin	-58.61%	-48.37%	-12.78%	62.16%	34.42%	-40.47%
Effective Tax Rate	23.93%	25.76%	23.27%	31.19%	28.46%	26.90%

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.