STIC Investments Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	27,439	27,306	19,694	39,405	25,901	108,389
Total Interest Expense	836.6	491.57	248.83	303.53	189.04	36.38
Net Interest Income	26,602	26,814	19,445	39,101	25,712	108,352
Commissions and Fees	62,972	63,912	59,772	54,355	34,548	36,054
Gain (Loss) on Sale of Investments	1,092	-0	0	0	0	0
Other Revenue	-0	0	-0	0	-0	-0
Revenue Before Loan Losses	90,666	90,726	79,217	93,457	60,260	144,407
Provision for Loan Losses	2,935	2,935	-	-	-	-
Revenue	87,732	87,791	79,217	93,457	60,260	144,407
Revenue Growth (YoY)	18.96%	10.82%	-15.24%	55.09%	-58.27%	-
Salaries & Employee Benefits	38,181	38,030	37,615	42,747	26,776	66,760
Cost of Services Provided	8,738	9,329	8,727	8,379	8,057	6,178
Other Operating Expenses	173.53	165.4	207.51	130.55	210.9	324.65
Total Operating Expenses	49,784	50,261	49,447	53,956	37,255	74,567
Operating Income	37,947	37,531	29,770	39,500	23,005	69,839
Earnings From Equity Investments	-	-	-	1,998	-	-
Currency Exchange Gain (Loss)	32.04	88.52	-69.05	55.82	90.31	7.32
EBT Excluding Unusual Items	38,749	38,376	27,036	41,488	23,130	69,789
Gain (Loss) on Sale of Investments	-10,516	-20,347	-16,351	-6,402	-12,662	-274.3
Pretax Income	28,221	18,017	10,657	35,086	10,496	69,515
Income Tax Expense	5,144	3,162	1,326	7,491	3,951	16,697
Earnings From Continuing Ops.	23,077	14,856	9,331	27,595	6,546	52,818
Earnings From Discontinued Ops.	-	-	-	-	9,310	5,277
Net Income to Company	23,077	14,856	9,331	27,595	15,856	58,095
Minority Interest in Earnings	58.02	188.5	-12.49	-10.8	-14.64	-117.51
Net Income	23,135	15,044	9,319	27,584	15,841	57,978
Net Income to Common	23,135	15,044	9,319	27,584	15,841	57,978
Net Income Growth	-	61.44%	-66.22%	74.13%	-72.68%	-
Shares Outstanding (Basic)	36	36	36	37	37	38
Shares Outstanding (Diluted)	36	36	36	37	37	38
Shares Change (YoY)	-1.10%	-0.99%	-0.46%	-1.26%	-1.90%	-
EPS (Basic)	643.29	417.41	256.00	754.25	427.69	1536.82
EPS (Diluted)	643.29	417.41	256.00	754.00	427.37	1536.82
EPS Growth	-	63.05%	-66.05%	76.43%	-72.19%	-
Free Cash Flow	-14,632	-6,032	-21,377	32,066	-30,459	-13,970
Free Cash Flow Per Share	-406.85	-167.37	-587.25	876.80	-822.36	-370.02
Operating Margin	43.25%	42.75%	37.58%	42.27%	38.18%	48.36%
Profit Margin	26.37%	17.14%	11.76%	29.52%	26.29%	40.15%
Free Cash Flow Margin	-16.68%	-6.87%	-26.98%	34.31%	-50.55%	-9.67%
Effective Tax Rate	18.23%	17.55%	12.44%	21.35%	37.64%	24.02%