Korea Investment Holdings Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Investments	4,208,741	3,985,703	3,557,877	2,468,293	1,734,173	1,638,422
Total Interest Income	4,208,741	3,985,703	3,557,877	2,468,293	1,734,173	1,638,422
Interest Paid on Deposits	362,374	362,374	402,185	203,537	100,131	79,439
Interest Paid on Borrowings	2,089,185	2,118,410	1,889,826	1,006,244	420,207	447,525
Total Interest Expense	2,451,559	2,480,784	2,292,011	1,209,781	520,338	526,964
Net Interest Income	1,757,183	1,504,920	1,265,866	1,258,512	1,213,835	1,111,458
Net Interest Income Growth (YoY)	17.32%	18.88%	0.58%	3.68%	9.21%	25.96%
Gain (Loss) on Sale of Assets	27,015	27,385	-3,717	-1,973	12,899	11,590
Gain (Loss) on Sale of Investments	1,553,852	476,000	1,096,425	-1,574,065	149,864	725,300
Gain (Loss) on Sale of Equity Investments	334,517	334,517	270,770	269,871	912,966	346,023
Other Non-Interest Income	14,618,427	14,911,821	14,870,116	19,556,795	10,234,211	12,846,911
Total Non-Interest Income	16,662,971	15,762,788	16,239,822	18,264,008	11,324,127	13,944,329
Non-Interest Income Growth (YoY)	34.35%	-2.94%	-11.08%	61.28%	-18.79%	57.55%
Revenues Before Loan Losses	18,420,153	17,267,707	17,505,688	19,522,520	12,537,962	15,055,786
Provision for Loan Losses	305,493	322,233	716,621	257,616	130,429	119,197
Revenue	18,114,661	16,945,475	16,789,067	19,264,904	12,407,532	14,936,589
Revenue Growth (YoY)	36.10%	0.93%	-12.85%	55.27%	-16.93%	54.29%
Salaries and Employee Benefits	1,001,924	896,390	664,333	739,767	810,259	603,462
Occupancy Expenses	101,471	87,203	77,734	72,784	66,010	61,204
Amortization of Goodwill & Intangibles	26,189	24,841	23,615	18,515	12,419	10,203
Selling, General & Administrative	373,627	361,358	338,730	308,933	266,639	237,402
Other Non-Interest Expense	14,166,087	14,166,186	14,792,008	17,462,735	8,830,877	12,813,854
Total Non-Interest Expense	15,701,123	15,546,575	15,903,251	18,619,067	9,990,387	13,741,285
EBT Excluding Unusual Items	2,413,538	1,398,900	885,816	645,837	2,417,145	1,195,304
Pretax Income	2,413,538	1,398,900	885,816	645,837	2,417,145	1,195,304
Income Tax Expense	631,696	353,031	177,752	6,029	652,591	335,260
Earnings From Continuing Operations	1,781,842	1,045,869	708,063	639,808	1,764,554	860,044
Minority Interest in Earnings	-4,358	-6,131	-1,092	-2,959	-150.91	3,423
Net Income	1,777,484	1,039,738	706,972	636,850	1,764,403	863,467
Preferred Dividends & Other Adjustments	263,237	101,058	-	-	-	-
Net Income to Common	1,514,247	938,680	706,972	636,850	1,764,403	863,467
Net Income Growth	95.89%	47.07%	11.01%	-63.91%	104.34%	2.16%
Basic Shares Outstanding	58	58	58	58	58	58
Diluted Shares Outstanding	58	58	58	58	58	58
Shares Change (YoY)	-	-	-	-0.02%	-0.02%	0.00%
EPS (Basic)	25930.32	16074.17	12106.35	10905.56	30208.00	14780.00
EPS (Diluted)	25930.32	16074.17	12106.35	10905.56	30208.00	14780.00
EPS Growth	66.88%	32.77%	11.01%	-63.90%	104.38%	2.16%
Dividend Per Share	3980.000	3980.000	2650.000	2300.000	6150.000	3000.000
Dividend Growth	50.19%	50.19%	15.22%	-62.60%	105.00%	3.45%
Effective Tax Rate	26.17%	25.24%	20.07%	0.93%	27.00%	28.05%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.