Woori Financial Group Cash Flow Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	3,085,995	2,506,296	3,141,680	2,587,936
Depreciation & Amortization	1,088,382	916,984	842,017	711,768
Other Amortization	75,417	76,192	87,294	80,128
Gain (Loss) on Sale of Assets	6,056	-3,394	9,521	-47,729
Gain (Loss) on Sale of Investments	-1,620,560	-691,581	691,477	-221,104
Total Asset Writedown	3,480	-101	-50	490
Provision for Credit Losses	1,716,295	1,894,916	885,272	536,838
Change in Trading Asset Securities	1,594,646	-1,715,646	-1,647,572	42,498
Change in Other Net Operating Assets	-18,485,385	-17,577,485	-9,889,846	-24,001,023
Other Operating Activities	2,994,839	1,039,296	968,238	279,472
Operating Cash Flow	-9,540,835	-13,554,523	-4,911,969	-20,030,726
Capital Expenditures	-221,856	-164,696	-172,876	-119,255
Sale of Property, Plant and Equipment	34,639	26,157	97,256	96,646
Cash Acquisitions	-672,617	-829,369	-724,780	-1,638
Investment in Securities	1,072,904	-969,264	-6,058,966	-10,570,881
Divestitures	-	-464	-	-
Purchase / Sale of Intangibles	-185,530	-225,990	-173,771	-138,036
Other Investing Activities	-126,765	8,719	62,386	66,305
Investing Cash Flow	-34,299	-2,254,141	-6,968,690	-10,666,859
Long-Term Debt Issued	41,067,565	33,434,217	26,284,369	35,874,678
Long-Term Debt Repaid	-38,723,235	-34,490,164	-24,075,099	-25,958,898
Net Debt Issued (Repaid)	2,344,330	-1,055,947	2,209,270	9,915,780
Issuance of Common Stock	1,201,684	521,798	818,068	399,016
Repurchase of Common Stock	-1,863,635	-1,258,165	-643,000	-591,407
Common Dividends Paid	-1,037,012	-1,109,524	-746,752	-434,607
Net Increase (Decrease) in Deposit Accounts	3,411,535	15,176,465	23,536,088	23,830,469
Other Financing Activities	599,974	41,661	282,200	-213,081
Financing Cash Flow	4,656,876	12,316,288	25,455,874	32,906,170
Foreign Exchange Rate Adjustments	1,642,763	-170,154	30,860	1,061,251
Net Cash Flow	-3,275,495	-3,662,530	13,606,075	3,269,836
Free Cash Flow	-9,762,691	-13,719,219	-5,084,845	-20,149,981
Free Cash Flow Margin	-85.14%	-144.43%	-50.74%	-228.64%
Free Cash Flow Per Share	-13170.17	-18655.64	-6987.40	-27815.43
Cash Interest Paid	12,483,982	10,626,911	4,965,594	3,016,841
Cash Income Tax Paid	424,770	1,539,605	1,030,480	565,539

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.