Woori Financial Group Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	18,842,489	19,019,171	20,494,906	19,450,053	13,915,236	9,467,132
Interest Income on Investments	3,491,504	2,654,037	1,828,755	1,431,794	899,295	736,828
Total Interest Income	22,333,993	21,673,208	22,323,661	20,881,847	14,814,531	10,203,960
Interest Paid on Deposits	11,009,192	11,401,953	13,127,005	11,899,014	5,957,970	2,909,028
Interest Paid on Borrowings	1,527,320	756,021	-	-	-	-
Total Interest Expense	12,536,512	12,157,974	13,127,005	11,899,014	5,957,970	2,909,028
Net Interest Income	9,797,481	9,515,234	9,196,656	8,982,833	8,856,561	7,294,932
Net Interest Income Growth	5.29%	3.46%	2.38%	1.43%	21.41%	18.87%
Gain (Loss) on Sale of Assets	23,368	42,348	4,831	3,394	52,675	47,729
Gain (Loss) on Sale of Investments	63,621	136,253	115,730	-5,106	-24,589	103,386
Other Non-Interest Income	3,006,014	2,264,275	2,086,170	2,208,967	1,948,672	1,796,424
Total Non-Interest Income	3,190,131	2,550,543	2,493,616	2,411,197	2,050,962	2,054,856
Non-Interest Income Growth	39.32%	2.28%	3.42%	17.56%	-0.19%	35.65%
Revenues Before Loan Losses	12,987,612	12,065,777	11,690,272	11,394,030	10,907,523	9,349,788
Provision for Loan Losses	2,125,529	2,102,814	1,716,295	1,894,916	885,272	536,838
Revenue	10,862,083	9,962,963	9,973,977	9,499,114	10,022,251	8,812,950
Revenue Growth	11.86%	-0.11%	5.00%	-5.22%	13.72%	28.33%
Salaries and Employee Benefits	53,614	61,568	27,629	12,946	9,632	17,774
Selling, General & Administrative	5,028,186	4,920,641	4,238,803	4,240,153	4,362,353	3,994,622
Other Non-Interest Expense	1,941,814	1,257,965	1,428,414	1,711,057	1,170,158	1,022,416
Total Non-Interest Expense	7,058,187	6,269,514	5,719,144	5,928,912	5,501,651	4,987,298
EBT Excluding Unusual Items	3,803,896	3,693,449	4,254,833	3,570,202	4,520,600	3,825,652
Asset Writedown	-92,441	-85,383	-3,480	101	50	-490
Other Unusual Items	494,020	482,100	-28,506	-52,850	-35,276	-75,921
Pretax Income	4,205,475	4,090,166	4,222,847	3,517,453	4,485,374	3,749,241
Income Tax Expense	906,351	862,658	1,051,378	890,559	1,161,392	941,870
Earnings From Continuing Operations	3,299,124	3,227,508	3,171,469	2,626,894	3,323,982	2,807,371
Minority Interest in Earnings	-117,901	-103,162	-85,474	-120,598	-182,302	-219,435
Net Income	3,181,223	3,124,346	3,085,995	2,506,296	3,141,680	2,587,936
Preferred Dividends & Other Adjustments	152,454	150,059	158,682	131,148	91,756	66,250
Net Income to Common	3,028,769	2,974,287	2,927,313	2,375,148	3,049,924	2,521,686
Net Income Growth	11.22%	1.60%	23.25%	-22.12%	20.95%	100.40%
Basic Shares Outstanding	730	734	741	735	728	724
Diluted Shares Outstanding	730	734	741	735	728	724
Shares Change	-1.16%	-1.02%	0.80%	1.05%	0.46%	0.30%
EPS (Basic)	4151.35	4053.74	3949.03	3229.77	4191.09	3480.98
EPS (Diluted)	4151.35	4053.74	3949.03	3229.77	4191.09	3480.98
EPS Growth	12.52%	2.65%	22.27%	-22.94%	20.40%	99.80%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1400.000	1360.000	1200.000	1000.000	1130.000	900.000
Dividend Growth	12.90%	13.33%	20.00%	-11.50%	25.56%	150.00%
Effective Tax Rate	21.55%	21.09%	24.90%	25.32%	25.89%	25.12%