KWSE:ABK Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	381.58	318.97	180.71	449.18	247.93	332.11
Investment Securities	1,093	1,381	1,211	1,287	1,253	654.8
Trading Asset Securities	20.89	-	-	-	-	12.07
Total Investments	1,114	1,381	1,211	1,287	1,253	666.87
Gross Loans	5,139	5,158	4,578	4,321	3,631	3,339
Allowance for Loan Losses	-348.6	-328.79	-319.83	-281.98	-244.43	-221.64
Net Loans	4,791	4,829	4,258	4,039	3,387	3,117
Property, Plant & Equipment	111.02	107.52	107.07	56.71	60.28	62.88
Other Intangible Assets	5.35	5.37	8.86	11.41	17.96	18.54
Accrued Interest Receivable	-	50.54	44.73	34.54	20.4	23.93
Other Receivables	60.98	13.34	10.32	418.12	7.22	57.31
Restricted Cash	452.93	569.09	402.21	-	513.82	487.41
Other Real Estate Owned & Foreclosed	-	42.73	35.65	77.46	91.99	57.6
Other Long-Term Assets	149.12	56	30.55	49.17	27.88	28.08
Total Assets	7,066	7,374	6,289	6,422	5,627	4,852
Accrued Expenses	-	57.08	78.02	52.85	55.32	48.83
Interest Bearing Deposits	4,385	4,425	3,831	4,421	3,913	3,486
Total Deposits	4,385	4,425	3,831	4,421	3,913	3,486
Current Portion of Long-Term Debt	-	751.99	674.8	583.65	460.29	359.76
Current Income Taxes Payable	-	0.45	0.39	-	-	-
Accrued Interest Payable	-	57.64	48.47	28.14	12.07	15.06
Long-Term Debt	1,711	1,284	963.35	671.52	505.96	278.68
Other Long-Term Liabilities	219.53	76.39	72.47	68.69	70.07	72.97
Total Liabilities	6,316	6,653	5,668	5,826	5,017	4,261
Common Stock	261.78	249.31	237.44	178.51	170.01	161.92
Additional Paid-In Capital	166.96	166.96	166.96	116.96	116.96	116.96
Retained Earnings	263.91	260.48	241.67	228.12	219.42	207.52
Treasury Stock	-5.14	-5.14	-5.14	-5.14	-5.14	-5.14
Comprehensive Income & Other	60.93	47.98	-21.39	76.39	107.55	108.42
Total Common Equity	748.45	719.6	619.55	594.85	608.81	589.68
Minority Interest	1.67	1.32	1.3	1.14	1.48	1.31
Shareholders' Equity	750.12	720.92	620.85	595.99	610.29	590.98
Total Liabilities & Equity	7,066	7,374	6,289	6,422	5,627	4,852
Total Debt	1,711	2,036	1,638	1,255	966.25	638.44
Net Cash (Debt)	-1,309	-1,575	-1,359	-534.54	-339.5	-258.81
Net Cash Per Share	-0.50	-0.61	-0.60	-0.26	-0.17	-0.13
Filing Date Shares Outstanding	2,601	2,601	2,652	2,050	2,050	2,050
Total Common Shares Outstanding	2,601	2,601	2,652	2,050	2,050	2,050
Book Value Per Share	0.25	0.24	0.23	0.25	0.25	0.24
Tangible Book Value	743.09	714.23	610.7	583.45	590.85	571.14
Tangible Book Value Per Share	0.25	0.24	0.23	0.24	0.24	0.23

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.