KWSE:ABK Balance Sheet

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	302.87	318.97	180.71	449.18	247.93
Investment Securities	1,417	1,381	1,211	1,287	1,253
Total Investments	1,417	1,381	1,211	1,287	1,253
Gross Loans	4,889	5,158	4,578	4,321	3,631
Allowance for Loan Losses	-323.45	-328.79	-319.83	-281.98	-244.43
Net Loans	4,566	4,829	4,258	4,039	3,387
Property, Plant & Equipment	111.99	107.52	107.07	56.71	60.28
Other Intangible Assets	5.44	5.37	8.86	11.41	17.96
Accrued Interest Receivable	45.42	50.54	44.73	34.54	20.4
Other Receivables	15.46	13.34	10.32	418.12	7.22
Restricted Cash	366.72	569.09	402.21	-	513.82
Other Real Estate Owned & Foreclosed	40.72	42.73	35.65	77.46	91.99
Other Long-Term Assets	54.04	56	30.55	49.17	27.88
Total Assets	6,925	7,374	6,289	6,422	5,627
Accrued Expenses	67.73	57.08	78.02	52.85	55.32
Interest Bearing Deposits	4,223	4,408	3,831	4,421	3,913
Total Deposits	4,223	4,408	3,831	4,421	3,913
Current Portion of Long-Term Debt	619.46	768.49	674.8	583.65	460.29
Current Income Taxes Payable	0.54	0.45	0.39	-	-
Accrued Interest Payable	47.13	57.64	48.47	28.14	12.07
Long-Term Debt	1,121	1,284	963.35	671.52	505.96
Other Long-Term Liabilities	71.42	76.39	72.47	68.69	70.07
Total Liabilities	6,151	6,653	5,668	5,826	5,017
Common Stock	261.78	249.31	237.44	178.51	170.01
Additional Paid-In Capital	166.96	166.96	166.96	116.96	116.96
Retained Earnings	279.88	260.48	241.67	228.12	219.42
Treasury Stock	-5.14	-5.14	-5.14	-5.14	-5.14
Comprehensive Income & Other	69.24	47.98	-21.39	76.39	107.55
Total Common Equity	772.72	719.6	619.55	594.85	608.81
Minority Interest	1.86	1.32	1.3	1.14	1.48
Shareholders' Equity	774.58	720.92	620.85	595.99	610.29
Total Liabilities & Equity	6,925	7,374	6,289	6,422	5,627
Total Debt	1,741	2,053	1,638	1,255	966.25
Net Cash (Debt)	-1,332	-1,592	-1,359	-534.54	-339.5
Net Cash Per Share	-0.51	-0.61	-0.60	-0.26	-0.17
Filing Date Shares Outstanding	2,601	2,601	2,652	2,050	2,050
Total Common Shares Outstanding	2,601	2,601	2,652	2,050	2,050
Book Value Per Share	0.26	0.24	0.23	0.25	0.25
Tangible Book Value	767.28	714.23	610.7	583.45	590.85
Tangible Book Value Per Share	0.26	0.24	0.23	0.24	0.24

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.