KWSE:ABK Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	62.59	52.41	45.19	32.29	27.21
Depreciation & Amortization	5.97	5.52	5.84	7.11	6.74
Gain (Loss) on Sale of Investments	-3.5	-0.87	0.1	0.31	0.22
Total Asset Writedown	2.36	1	-	0.8	0.54
Provision for Credit Losses	44.36	41.7	38.7	46.17	44.86
Change in Trading Asset Securities	-7.74	-6.53	-0.11	7.2	-1.87
Change in Other Net Operating Assets	-227.23	-388.91	-92.97	-456.01	-371.51
Other Operating Activities	4.61	0.58	5.08	-1.82	0.95
Operating Cash Flow	-122.23	-298.75	-1.23	-367.34	-295.3
Capital Expenditures	-8.75	-8.47	-15.27	-7.4	-3
Investment in Securities	62.14	-292.2	-141.8	-305.34	-249.88
Income (Loss) Equity Investments	-3.65	-3.65	-3.05	-3.38	-2.43
Other Investing Activities	3.21	1.79	1.64	1.64	1.07
Investing Cash Flow	56.61	-298.87	-155.43	-311.11	-251.81
Long-Term Debt Issued	98.63	-	234.51	252.7	49.42
Long-Term Debt Repaid	-	-	-	-153.33	-
Net Debt Issued (Repaid)	98.63	-	234.51	99.37	49.42
Issuance of Common Stock	-	91.56	100	-	-
Repurchase of Common Stock	-	-	-92.67	-	-
Common Dividends Paid	-30.75	-21.23	-20.89	-15.15	-6.6
Net Increase (Decrease) in Deposit Accounts	-220.29	907.57	-432.83	850.54	432.92
Other Financing Activities	-	-0.58	-0.2	-	-
Financing Cash Flow	-152.41	977.32	-212.09	934.76	475.74
Foreign Exchange Rate Adjustments	-0.43	-74.56	-33.22	-33.18	-1.18
Net Cash Flow	-218.46	305.13	-401.95	223.13	-72.55
Free Cash Flow	-130.98	-307.22	-16.49	-374.75	-298.3
Free Cash Flow Margin	-74.77%	-194.33%	-11.33%	-299.94%	-274.54%
Free Cash Flow Per Share	-0.05	-0.12	-0.01	-0.18	-0.15
Cash Interest Paid	344.57	316.07	257.24	131.04	92.35
Cash Income Tax Paid	7.82	9.97	5.69	10.97	7.15

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.