Boubyan Bank K.S.C.P. (KWSE:BOUBYAN)

Boubyan Bank K.S.C.P. Cash Flow Statement

Financials in millions KWD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	100.54	96.8	80.44	57.79	48.49
Depreciation & Amortization	19.22	16.86	14.34	12.37	9.57
Gain (Loss) on Sale of Assets	-1.29	0.96	-	-1.17	-0.48
Gain (Loss) on Sale of Investments	1.03	-0.46	-1.39	4.16	-2.72
Total Asset Writedown	-2.15	2.33	-1.61	5.85	10
Provision for Credit Losses	11.58	17.48	30.86	33.84	40.21
Change in Other Net Operating Assets	-926.85	-591.17	-424.38	-640.67	-649.24
Other Operating Activities	10.69	12.48	15.1	11.09	-4.99
Operating Cash Flow	-787.18	-444.76	-287.15	-517.45	-549.56
Capital Expenditures	-38.49	-35.77	-34.92	-32.8	-26.41
Investment in Securities	-29.65	-210.47	-271.26	-141.06	-35.24
Income (Loss) Equity Investments	0.05	-0.03	-0.51	-0.71	-0.4
Other Investing Activities	10.82	8.02	7.31	3.76	3.05
Investing Cash Flow	-58.81	-236.58	-336.08	-180.39	-32.64
Long-Term Debt Issued	307.53	-	61.49	152.23	181.5
Long-Term Debt Repaid	-232.24	-101.9	-131.79	-16.89	-7.22
Net Debt Issued (Repaid)	75.29	-101.9	-70.3	135.34	174.28
Issuance of Common Stock	-	-	-	200	150.39
Repurchase of Common Stock	-	-	-	-	-75.39
Common Dividends Paid	-48.06	-37.75	-28.51	-21.96	-5.35
Net Increase (Decrease) in Deposit Accounts	677.35	942.81	560.74	350.66	511.06
Other Financing Activities	-2.49	-0.71	-5.4	-1.06	3.43
Financing Cash Flow	702.08	802.45	456.54	662.97	758.42
Foreign Exchange Rate Adjustments	0.64	0.89	0.97	-1.71	2.59
Net Cash Flow	-143.26	122.01	-165.72	-36.58	178.81
Free Cash Flow	-825.67	-480.53	-322.07	-550.26	-575.97
Free Cash Flow Margin	-329.63%	-209.62%	-174.38%	-353.70%	-422.10%
Free Cash Flow Per Share	-0.19	-0.11	-0.07	-0.13	-0.14

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.