KWSE:CBK Income Statement

Financials in millions KWD. Fiscal year is January - December.

Millions KWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	250.54	245.05	237.71	217.51	130.89	98.18
Interest Income on Investments	4.18	5.54	3.74	3.75	3.2	3.65
Total Interest Income	254.72	250.59	241.45	221.26	134.09	101.83
Interest Paid on Deposits	129.08	124.81	120.05	104.46	45.34	23.93
Net Interest Income	125.65	125.77	121.4	116.8	88.75	77.9
Net Interest Income Growth	3.17%	3.60%	3.94%	31.61%	13.93%	-5.68%
Gain (Loss) on Sale of Investments	0.07	0.08	0.12	0.11	0.05	0.79
Other Non-Interest Income	65.6	63.03	58.45	53.26	51.06	46.17
Total Non-Interest Income	65.67	63.11	58.57	53.37	51.11	46.96
Non-Interest Income Growth	10.09%	7.75%	9.74%	4.42%	8.84%	-4.17%
Revenues Before Loan Losses	191.32	188.88	179.97	170.17	139.87	124.86
Provision for Loan Losses	-6.4	-4.24	-47.71	0.14	25.79	24.15
Revenue	197.71	193.12	227.68	170.03	114.08	100.72
Revenue Growth	-13.13%	-15.18%	33.90%	49.05%	13.27%	150.52%
Salaries and Employee Benefits	35.74	36.61	35.6	28.86	17.87	27.15
Occupancy Expenses	2.16	2.26	1.56	2.73	1.91	1.99
Selling, General & Administrative	29.39	26.63	25.83	22.04	17.31	14.42
Total Non-Interest Expense	67.29	65.5	62.99	53.62	37.09	43.56
EBT Excluding Unusual Items	130.42	127.63	164.69	116.41	76.98	57.16
Pretax Income	130.42	127.63	164.69	116.41	76.98	57.16
Income Tax Expense	7.29	6.42	7.46	5.24	3.37	2.42
Earnings From Continuing Operations	123.13	121.2	157.23	111.18	73.61	54.74
Minority Interest in Earnings	-0.06	-0.05	-0.03	-0.03	-0.03	-0.1
Net Income	123.07	121.15	157.2	111.15	73.59	54.64
Net Income to Common	123.07	121.15	157.2	111.15	73.59	54.64
Net Income Growth	-20.55%	-22.93%	41.43%	51.05%	34.68%	-
Basic Shares Outstanding	1,973	1,973	1,972	2,042	2,174	2,161
Diluted Shares Outstanding	1,973	1,973	1,972	2,042	2,174	2,161
Shares Change	0.02%	0.05%	-3.40%	-6.08%	0.59%	-1.00%
EPS (Basic)	0.06	0.06	0.08	0.05	0.03	0.03
EPS (Diluted)	0.06	0.06	0.08	0.05	0.03	0.03
EPS Growth	-20.56%	-22.96%	46.40%	60.83%	33.89%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.037	0.037	0.047	0.034	0.023	0.018
Dividend Growth	-23.55%	-21.78%	40.77%	48.02%	24.73%	-
Effective Tax Rate	5.59%	5.03%	4.53%	4.50%	4.38%	4.24%