HDFC Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	3,399,923	3,363,674	2,836,490	1,707,541	1,359,364	1,285,524
Interest Paid on Deposits	1,872,570	1,838,942	1,541,386	777,799	585,843	592,476
Net Interest Income	1,609,550	1,524,732	1,295,105	929,741	773,521	693,048
Net Interest Income Growth (YoY)	8.44%	17.73%	39.30%	20.20%	11.61%	15.41%
Gain (Loss) on Sale of Assets	71,565	1,562	1,999	933.8	707.6	465.7
Gain (Loss) on Sale of Investments	104,163	104,163	270,529	-10,314	23,316	39,037
Other Non-Interest Income	1,330,269	1,239,760	970,930	348,501	293,566	233,826
Total Non-Interest Income	1,505,996	1,345,485	1,243,458	339,121	317,590	273,329
Non-Interest Income Growth (YoY)	3.14%	8.21%	266.67%	6.78%	16.19%	9.86%
Revenues Before Loan Losses	3,115,546	2,870,217	2,538,562	1,268,862	1,091,111	966,377
Provision for Loan Losses	270,215	141,746	250,183	138,541	179,253	188,403
Revenue	2,845,331	2,728,471	2,288,379	1,130,321	911,858	777,974
Revenue Growth (YoY)	5.28%	19.23%	102.45%	23.96%	17.21%	9.22%
Salaries and Employee Benefits	373,252	341,358	310,230	200,169	158,970	136,767
Occupancy Expenses	113,507	113,507	93,712	67,665	52,133	48,430
Selling, General & Administrative	40,557	40,557	37,836	21,000	17,439	12,524
Other Non-Interest Expense	1,317,583	1,270,629	1,080,916	226,504	174,583	152,292
Total Non-Interest Expense	1,844,899	1,766,051	1,522,693	515,337	403,124	350,013
EBT Excluding Unusual Items	1,000,432	962,421	765,686	614,984	508,734	427,962
Pretax Income	1,000,432	962,421	765,686	614,984	508,734	427,962
Income Tax Expense	226,134	228,019	111,221	153,497	127,225	109,394
Earnings From Continuing Operations	774,298	734,402	654,465	461,487	381,509	318,568
Minority Interest in Earnings	-29,197	-26,479	-13,845	-1,516	-981.5	-235.6
Net Income	745,101	707,923	640,620	459,971	380,528	318,332
Net Income to Common	745,101	707,923	640,620	459,971	380,528	318,332
Net Income Growth	7.09%	10.51%	39.27%	20.88%	19.54%	16.80%
Basic Shares Outstanding	15,334	15,256	14,170	11,131	11,066	10,999
Diluted Shares Outstanding	15,409	15,324	14,235	11,182	11,142	11,051
Shares Change (YoY)	0.78%	7.65%	27.29%	0.36%	0.82%	0.28%
EPS (Basic)	48.59	46.40	45.21	41.32	34.39	28.94
EPS (Diluted)	48.35	46.20	45.01	41.13	34.15	28.80
EPS Growth	6.25%	2.64%	9.41%	20.44%	18.57%	16.48%
Dividend Per Share	11.000	11.000	9.750	9.500	7.750	3.250
Dividend Growth	12.82%	12.82%	2.63%	22.58%	138.46%	-
Effective Tax Rate	22.60%	23.69%	14.53%	24.96%	25.01%	25.56%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.