Sogn Sparebank Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	111.35	103.76	85.18	67.29	51.97	33.07
Depreciation & Amortization	8.43	6.04	6.12	6.65	6.06	8.63
Change in Other Net Operating Assets	-204.91	-232.85	-422.19	-155.73	-10.67	-381.83
Other Operating Activities	119.89	62.54	121.15	126.54	-87.32	-46.1
Operating Cash Flow	34.77	-60.51	-209.75	44.75	-39.97	-386.23
Operating Cash Flow Growth	-45.19%	-	-	-	-	-
Capital Expenditures	-14.05	-4.67	-7.63	-11.28	-7.2	-1.18
Sale of Property, Plant and Equipment	-0.18	-	2.8	0.05	-	0.58
Investment in Securities	-26.62	-4.5	-	-21.49	7.65	8.72
Other Investing Activities	21.64	12.9	14.37	17.81	13.46	14.42
Investing Cash Flow	-19.21	3.72	9.55	-14.92	13.91	22.54
Long-Term Debt Issued	-	360	460	90	259.85	389.79
Long-Term Debt Repaid	-	-269.83	-268.7	-322.69	-252.06	-202.89
Net Debt Issued (Repaid)	-326.07	90.17	191.3	-232.69	7.8	186.9
Repurchase of Common Stock	-	-	-40	-	-	-
Common Dividends Paid	-12.65	-9.49	-8.22	-5.74	-5.83	-2.04
Net Increase (Decrease) in Deposit Accounts	183.78	164.8	290.94	123.87	50.5	268.55
Other Financing Activities	-44.31	-43.84	-27.75	-9.84	-5.92	-7.03
Financing Cash Flow	-199.26	201.64	406.27	-124.39	46.54	446.38
Net Cash Flow	-183.69	144.85	206.07	-94.55	20.48	82.68
Free Cash Flow	20.72	-65.19	-217.37	33.47	-47.17	-387.41
Free Cash Flow Growth	-64.56%	-	-	-	-	-
Free Cash Flow Margin	8.16%	-27.12%	-97.25%	18.65%	-29.46%	-265.50%
Free Cash Flow Per Share	34.42	-108.32	-336.01	52.92	-72.15	-625.82
Cash Interest Paid	105.41	126.1	159.38	58.67	27.16	47.93
Cash Income Tax Paid	24.21	24.21	18.98	14.15	4.62	1.97

Source: S&P Global Market Intelligence. Banks template. Financial Sources.