Skue Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,351	1,023	774.2	476.02	341.25
Interest Income on Investments	55.95	162.19	139.2	96.34	52.07
Total Interest Income	1,407	1,186	913.4	572.36	393.32
Interest Paid on Deposits	789.57	695.04	484.65	208.6	94.12
Net Interest Income	617.44	490.56	428.75	363.76	299.2
Net Interest Income Growth (YoY)	25.86%	14.42%	17.87%	21.58%	21.37%
Gain (Loss) on Sale of Investments	-	-1.56	-1.77	-13.33	-8.04
Other Non-Interest Income	110.16	80.24	64.57	61.58	66.65
Total Non-Interest Income	110.16	78.68	62.8	48.25	58.61
Non-Interest Income Growth (YoY)	40.01%	25.29%	30.15%	-17.67%	8.57%
Revenues Before Loan Losses	727.6	569.24	491.55	412.01	357.81
Provision for Loan Losses	29.66	24.16	19.64	2.81	-6.38
Revenue	697.94	545.08	471.91	409.21	364.19
Revenue Growth (YoY)	28.04%	15.50%	15.32%	12.36%	29.22%
Salaries and Employee Benefits	138.78	103.45	85.2	81.89	78.33
Occupancy Expenses	9.27	8.05	7.09	7.83	8.68
Selling, General & Administrative	-	1.16	0.56	0.48	0.67
Other Non-Interest Expense	158.12	39.66	112.03	99.51	87.68
Total Non-Interest Expense	306.17	152.32	204.88	189.71	175.36
EBT Excluding Unusual Items	391.77	392.76	267.03	219.5	188.83
Asset Writedown	-	-	0.01	0.24	-
Pretax Income	391.77	392.76	267.04	219.73	188.83
Income Tax Expense	89.22	64.85	60.38	45.81	39.56
Net Income	302.55	327.91	206.66	173.92	149.27
Preferred Dividends & Other Adjustments	-	255.28	153.22	126.03	106.37
Net Income to Common	302.55	72.63	53.44	47.9	42.9
Net Income Growth	-7.73%	58.67%	18.82%	16.52%	52.63%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	-	9.63%	0.01%	-	5.71%
EPS (Basic)	131.90	31.66	25.54	22.90	20.51
EPS (Diluted)	131.90	31.66	25.54	22.90	20.51
EPS Growth	316.55%	23.96%	11.56%	11.66%	42.10%
Dividend Per Share	-	32.520	17.000	12.500	11.000
Dividend Growth	-	91.29%	36.00%	13.64%	83.33%
Effective Tax Rate	22.77%	16.51%	22.61%	20.85%	20.95%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.