Sparebanken Norge Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	756	483	387	143	334	217
Investment Securities	73,824	42,972	39,358	33,411	25,165	30,031
Trading Asset Securities	9,294	6,674	5,961	2,801	2,922	6,111
Total Investments	83,118	49,646	45,319	36,212	28,087	36,142
Gross Loans	478,456	285,805	259,799	226,392	205,072	184,251
Allowance for Loan Losses	-1,760	-885	-878	-880	-859	-965
Net Loans	476,696	284,920	258,921	225,512	204,213	183,286
Property, Plant & Equipment	1,281	624	660	655	650	701
Goodwill	-	332	128	134	136	129
Other Intangible Assets	6,096	233	124	142	172	204
Other Current Assets	338	69	44	107	56	60
Long-Term Deferred Tax Assets	-	143	256	173	239	94
Other Long-Term Assets	1,017	1,717	656	734	684	449
Total Assets	569,302	338,167	306,495	263,812	234,571	221,282
Accrued Expenses	510	234	203	220	201	153
Interest Bearing Deposits	221,827	135,128	123,599	112,274	90,812	82,653
Total Deposits	221,827	135,128	123,599	112,274	90,812	82,653
Short-Term Borrowings	1,278	869	1,670	1,922	1,530	1,880
Current Portion of Long-Term Debt	12,808	6,861	5,958	3,792	23,494	17,697
Current Income Taxes Payable	786	906	1,028	736	697	381
Long-Term Debt	275,929	166,184	148,145	120,994	96,313	98,552
Long-Term Leases	-	954	970	999	1,031	1,058
Pension & Post-Retirement Benefits	212	197	167	139	132	126
Long-Term Deferred Tax Liabilities	926	-	-	-	-	-
Other Long-Term Liabilities	2,611	573	1,331	843	553	342
Total Liabilities	516,887	311,906	283,071	241,919	214,763	202,842
Common Stock	4,240	2,743	2,743	2,743	2,683	2,683
Additional Paid-In Capital	8,879	1,966	1,966	1,966	1,837	1,837
Retained Earnings	3,601	4,536	3,612	3,127	2,499	2,018
Treasury Stock	-2	-1	-1	-3	-5	-3
Comprehensive Income & Other	34,592	16,873	15,104	14,060	12,794	11,905
Total Common Equity	51,310	26,117	23,424	21,893	19,808	18,440
Minority Interest	1,105	144	-	-	-	-
Shareholders' Equity	52,415	26,261	23,424	21,893	19,808	18,440
Total Liabilities & Equity	569,302	338,167	306,495	263,812	234,571	221,282
Total Debt	290,015	174,868	156,743	127,707	122,368	119,187
Net Cash (Debt)	-279,965	-167,711	-150,395	-124,763	-119,112	-112,859
Net Cash Per Share	-2078.14	-1529.58	-1372.40	-1162.15	-1113.57	-1052.26
Filing Date Shares Outstanding	169.28	109.67	109.69	109.61	107.14	107.22
Total Common Shares Outstanding	169.28	109.67	109.69	109.61	107.14	107.22
Book Value Per Share	277.99	219.19	198.35	186.68	171.76	158.88
Tangible Book Value	45,214	25,552	23,172	21,617	19,500	18,107
Tangible Book Value Per Share	241.98	214.04	196.05	184.16	168.89	155.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.