Sparebanken Norge (LON:0G67)

Sparebanken Norge Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	5,854	4,652	3,545	2,817	2,513	2,033
Depreciation & Amortization	213	100	99	95	91	70
Other Amortization	78	78	87	119	117	118
Total Asset Writedown	-	-	6	7	-	-
Other Operating Activities	745	-403	52	-657	-565	-482
Operating Cash Flow	6,890	4,427	3,789	2,381	2,156	1,739
Operating Cash Flow Growth	33.71%	16.84%	59.14%	10.44%	23.98%	-8.57%
Capital Expenditures	-75	-72	-107	-123	-93	-145
Sale of Property, Plant and Equipment	16	-	6	-	5	1,553
Investment in Securities	1,313	-3,187	-6,092	-8,091	5,322	-8,509
Divestitures	-	-	-	168	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-36,941	-25,673	-32,828	-19,052	-21,462	-12,387
Other Investing Activities	610	129	141	184	219	51
Investing Cash Flow	-35,077	-28,803	-38,880	-26,914	-16,009	-19,437
Long-Term Debt Issued	-	30,463	38,935	29,979	22,767	26,077
Long-Term Debt Repaid	-	-16,542	-17,283	-20,044	-15,690	-12,820
Net Debt Issued (Repaid)	11,019	13,921	21,652	9,935	7,077	13,257
Common Dividends Paid	-2,290	-2,673	-1,932	-1,028	-908	-890
Net Increase (Decrease) in Deposit Accounts	19,848	13,224	15,615	15,437	7,800	5,111
Other Financing Activities	1	-1	-	-2	-	-
Financing Cash Flow	28,578	24,471	35,335	24,342	13,969	17,478
Net Cash Flow	392	96	244	-191	117	-220
Free Cash Flow	6,815	4,355	3,682	2,258	2,063	1,594
Free Cash Flow Growth	34.31%	18.28%	63.07%	9.45%	29.42%	300.50%
Free Cash Flow Margin	66.68%	57.84%	59.46%	43.48%	44.90%	44.31%
Free Cash Flow Per Share	50.59	39.72	33.60	21.03	19.29	14.86
Cash Interest Paid	15,495	12,851	9,108	3,566	1,426	2,591
Cash Income Tax Paid	910	1,037	725	694	380	561

Source: S&P Global Market Intelligence. Banks template. Financial Sources.