UNIQA Insurance Group AG Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	347.64	302.69	255.95	314.7	19.41	Upgrade
Depreciation & Amortization	173.25	147.22	90.63	136.09	86.06	Upgrade
Other Amortization	2.12	0.84	0.63	-	-	Upgrade
Gain (Loss) on Sale of Investments	100.04	54.37	207.17	19.98	92.32	Upgrade
Change in Accounts Receivable	-	-	-	8.13	8.54	Upgrade
Change in Deferred Taxes	-6.74	19.98	-53.24	-34.58	-5.94	Upgrade
Change in Insurance Reserves / Liabilities	135.91	104.51	-804.48	374.6	-265.1	Upgrade
Change in Other Net Operating Assets	8.87	-58.36	-258.96	-14.44	68.98	Upgrade
Other Operating Activities	-46.09	-30.42	-0.25	3.21	4.88	Upgrade
Operating Cash Flow	580.68	325.3	-532.05	726.08	167.91	Upgrade
Operating Cash Flow Growth	78.50%	-	-	332.43%	-67.70%	Upgrade
Capital Expenditures	-160.58	-123	-165.92	-173.07	-122.63	Upgrade
Sale of Property, Plant & Equipment	5.15	6.01	25.06	25.35	13.71	Upgrade
Cash Acquisitions	-1.58	-24.77	-0	-38.92	-967.13	Upgrade
Investment in Securities	-267.59	408.38	-203.6	-532.08	18.95	Upgrade
Other Investing Activities	-63.36	-225.67	1,143	64.07	341.82	Upgrade
Investing Cash Flow	-487.96	40.95	798.26	-653.21	-714.69	Upgrade
Long-Term Debt Issued	-	-	1,415	370.32	-	Upgrade
Total Debt Repaid	-19.46	-164.25	-1,431	-427.86	-	Upgrade
Net Debt Issued (Repaid)	-19.46	-164.25	-16.51	-57.54	-	Upgrade
Common Dividends Paid	-174.97	-168.83	-168.83	-55.25	-55.25	Upgrade
Other Financing Activities	40.68	-0.61	-3.38	-15.14	768.07	Upgrade
Financing Cash Flow	-153.75	-333.69	-188.72	-127.93	712.82	Upgrade
Foreign Exchange Rate Adjustments	-1.36	-0.68	-2.44	6.93	-4.95	Upgrade
Miscellaneous Cash Flow Adjustments	-	-	-	-0	-	Upgrade
Net Cash Flow	-62.38	31.88	75.06	-48.13	161.09	Upgrade
Free Cash Flow	420.11	202.31	-697.97	553.01	45.28	Upgrade
Free Cash Flow Growth	107.66%	-	-	1121.24%	-87.24%	Upgrade
Free Cash Flow Margin	5.95%	3.12%	-12.59%	7.92%	0.74%	Upgrade
Free Cash Flow Per Share	1.37	0.66	-2.27	1.80	0.15	Upgrade
Cash Interest Paid	47.44	56.34	62.82	151.14	65.2	Upgrade
Cash Income Tax Paid	70.63	21.66	128	102.33	33.37	Upgrade
Levered Free Cash Flow	127.02	2,861	-8,774	-46.5	1,075	Upgrade
Unlevered Free Cash Flow	157.26	2,893	-8,741	37.73	1,116	Upgrade
Change in Working Capital	3.73	-152.34	-1,086	240.01	-140.51	Upgrade

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.