UNIQA Insurance Group AG (LON:0GDR)

UNIQA Insurance Group AG Statistics

Total Valuation

LON:0GDR has a market cap or net worth of GBP 3.28 billion. The enterprise value is 3.94 billion.

Market Cap	3.28B
Enterprise Value	3.94B

Important Dates

The last earnings date was Friday, August 22, 2025.

Earnings Date	Aug 22, 2025
Ex-Dividend Date	Jun 12, 2025

Share Statistics

Current Share Class	306.97M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	111.06M

Valuation Ratios

The trailing PE ratio is 10.66 and the forward PE ratio is 8.66.

PE Ratio	10.66
Forward PE	8.66
PS Ratio	0.53
PB Ratio	1.21
P/TBV Ratio	2.02
P/FCF Ratio	9.88
P/OCF Ratio	5.73
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.60, with an EV/FCF ratio of 11.85.

EV / Earnings	12.79
EV / Sales	0.62
EV / EBITDA	6.60
EV / EBIT	8.90
EV / FCF	11.85

Financial Position

The company has a current ratio of 528.88, with a Debt / Equity ratio of 0.51.

Current Ratio	528.88
Quick Ratio	458.50
Debt / Equity	0.51
Debt / EBITDA	3.45
Debt / FCF	4.17
Interest Coverage	5.98

Financial Efficiency

Return on equity (ROE) is 12.31% and return on invested capital (ROIC) is 3.99%.

Return on Equity (ROE)	12.31%
Return on Assets (ROA)	0.64%
Return on Invested Capital (ROIC)	3.99%
Return on Capital Employed (ROCE)	1.02%
Revenue Per Employee	422,427
Profits Per Employee	20,927
Employee Count	15,438
Asset Turnover	0.25
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0GDR has paid 84.33 million in taxes.

Income Tax	84.33M
Effective Tax Rate	21.39%

Stock Price Statistics

The stock price has increased by +65.78% in the last 52 weeks. The beta is 0.81, so LON:0GDR's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+65.78%
50-Day Moving Average	12.35
200-Day Moving Average	10.30
Relative Strength Index (RSI)	45.39
Average Volume (20 Days)	58,959

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:0GDR had revenue of GBP 6.22 billion and earned 307.94 million in profits. Earnings per share was 1.00.

Revenue	6.22B
Gross Profit	935.34M
Operating Income	249.49M
Pretax Income	394.19M
Net Income	307.94M
EBITDA	385.62M
EBIT	249.49M
Earnings Per Share (EPS)	1.00

Balance Sheet

The company has 2.76 billion in cash and 1.39 billion in debt, giving a net cash position of -548.00 million.

Cash & Cash Equivalents	2.76B
Total Debt	1.39B
Net Cash	-548.00M
Net Cash Per Share	n/a
Equity (Book Value)	2.70B
Book Value Per Share	8.49
Working Capital	3.80B

Cash Flow

In the last 12 months, operating cash flow was 572.68 million and capital expenditures -240.34 million, giving a free cash flow of 332.34 million.

Operating Cash Flow	572.68M
Capital Expenditures	-240.34M
Free Cash Flow	332.34M
FCF Per Share	n/a

Margins

Gross margin is 15.05%, with operating and profit margins of 4.01% and 4.95%.

Gross Margin	15.05%
Operating Margin	4.01%
Pretax Margin	6.34%
Profit Margin	4.95%
EBITDA Margin	6.20%
EBIT Margin	4.01%
FCF Margin	5.35%

Dividends & Yields

This stock pays an annual dividend of 0.51, which amounts to a dividend yield of 4.12%.

Dividend Per Share	0.51
Dividend Yield	4.12%
Dividend Growth (YoY)	6.28%
Years of Dividend Growth	3
Payout Ratio	51.21%
Buyback Yield	n/a
Shareholder Yield	4.12%
Earnings Yield	9.38%
FCF Yield	10.12%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6