Crédit Agricole S.A. (LON:0HAI)

Crédit Agricole Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	173,000	1,587	1,519	1,580	1,737	1,593
Investment Securities	325,300	1,132,648	1,096,128	1,063,076	1,060,294	1,025,088
Trading Asset Securities	625,800	242,464	175,300	164,433	144,789	174,504
Total Investments	951,100	1,375,112	1,271,428	1,227,509	1,205,083	1,199,592
Gross Loans	1,125,665	683,838	645,449	600,948	560,843	499,662
Allowance for Loan Losses	-9,465	-10,076	-9,998	-9,784	-9,309	-9,962
Net Loans	1,116,200	673,762	635,451	591,164	551,534	489,700
Property, Plant & Equipment	10,200	9,712	8,586	6,020	6,096	5,779
Goodwill	16,400	16,263	15,929	15,682	15,632	14,659
Other Intangible Assets	3,300	3,412	3,142	3,094	3,263	3,196
Investments in Real Estate	9,900	10,363	10,824	11,974	7,307	6,522
Accrued Interest Receivable	48,500	3,033	5,835	3,409	3,990	3,628
Other Receivables	5,200	43,406	46,107	58,541	29,418	30,920
Restricted Cash	-	160,752	175,801	206,068	236,020	192,676
Other Current Assets	1,100	8,558	8,478	6,862	6,548	6,470
Long-Term Deferred Tax Assets	-	3,002	3,782	4,496	4,205	2,969
Other Long-Term Assets	-	820	2,516	1,687	3,122	3,358
Total Assets	2,334,900	2,309,782	2,189,398	2,138,086	2,073,955	1,961,062
Accrued Expenses	68,700	8,274	8,382	7,248	6,717	6,055
Interest Bearing Deposits	877,000	676,489	677,932	717,341	664,140	610,575
Non-Interest Bearing Deposits	-	337,557	329,481	368,965	410,070	342,826
Total Deposits	877,000	1,014,046	1,007,413	1,086,306	1,074,210	953,401
Short-Term Borrowings	17,000	148,727	119,429	149,805	104,516	135,020
Current Portion of Long-Term Debt	600	147,824	125,846	120,656	79,190	65,469
Current Portion of Leases	-	295	264	332	334	316
Current Income Taxes Payable	4,000	1,984	2,063	1,576	1,364	1,363
Other Current Liabilities	408,500	190,237	168,095	119,322	123,496	121,477
Long-Term Debt	487,700	199,837	183,154	141,021	161,822	171,810
Long-Term Leases	-	1,496	1,464	1,482	1,496	1,441
Long-Term Unearned Revenue	-	1,551	1,507	1,332	1,247	1,233
Pension & Post-Retirement Benefits	-	1,260	1,345	1,214	1,674	1,696
Long-Term Deferred Tax Liabilities	-	1,259	1,027	631	1,568	1,971
Other Long-Term Liabilities	385,600	509,681	489,490	431,681	439,405	426,315
Total Liabilities	2,249,100	2,226,471	2,109,479	2,062,606	1,997,039	1,887,567
Common Stock	32,600	9,124	9,159	9,128	9,341	8,750
Additional Paid-In Capital	-	14,890	14,905	14,773	15,436	13,798
Retained Earnings	6,100	7,087	6,348	5,306	5,844	2,692
Treasury Stock	-	-328	-377	-287	-1,170	-113
Comprehensive Income & Other	39,000	43,937	41,051	37,599	38,766	40,090
Total Common Equity	77,700	74,710	71,086	66,519	68,217	65,217
Minority Interest	8,100	8,601	8,833	8,961	8,699	8,278
Shareholders' Equity	85,800	83,311	79,919	75,480	76,916	73,495
Total Liabilities & Equity	2,334,900	2,309,782	2,189,398	2,138,086	2,073,955	1,961,062
Total Debt	505,300	498,179	430,157	413,296	347,358	374,056
Net Cash (Debt)	293,500	335,738	325,291	320,801	321,638	301,563
Net Cash Growth	16.47%	3.21%	1.40%	-0.26%	6.66%	48.83%
Net Cash Per Share	96.84	111.35	107.32	107.33	107.57	104.52
Filing Date Shares Outstanding	3,048	3,025	3,029	3,024	3,025	2,916
Total Common Shares Outstanding	3,048	3,025	3,029	3,024	3,025	2,916
Book Value Per Share	25.49	22.31	21.08	20.02	20.93	20.35
Tangible Book Value	58,000	55,035	52,015	47,743	49,322	47,362
Tangible Book Value Per Share	19.03	15.81	14.79	13.81	14.69	14.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.