Crédit Agricole S.A. (LON:0HAI)

Crédit Agricole Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,587	1,519	210,733	1,737	1,593
Investment Securities	1,132,648	1,096,128	658,187	1,060,294	1,025,088
Trading Asset Securities	242,464	175,300	159,917	144,789	174,504
Total Investments	1,375,112	1,271,428	818,104	1,205,083	1,199,592
Gross Loans	683,838	645,449	1,232,607	560,843	499,662
Allowance for Loan Losses	-10,076	-9,998	-20,309	-9,309	-9,962
Net Loans	673,762	635,451	1,212,298	551,534	489,700
Property, Plant & Equipment	9,712	8,586	10,768	6,096	5,779
Goodwill	16,263	15,929	16,188	15,632	14,659
Other Intangible Assets	3,412	3,142	3,361	3,263	3,196
Investments in Real Estate	10,363	10,824	13,162	7,307	6,522
Accrued Interest Receivable	3,031	5,834	2,884	3,990	3,628
Other Receivables	43,408	46,108	45,673	29,418	30,920
Restricted Cash	160,752	175,801	71	236,020	192,676
Other Current Assets	8,548	8,478	9,085	6,548	6,470
Long-Term Deferred Tax Assets	3,002	3,782	6,819	4,205	2,969
Other Long-Term Assets	830	2,516	1,724	3,122	3,358
Total Assets	2,309,782	2,189,398	2,350,870	2,073,955	1,961,062
Accrued Expenses	8,276	8,382	9,949	6,717	6,055
Interest Bearing Deposits	676,489	677,932	676,234	664,140	610,575
Non-Interest Bearing Deposits	337,557	329,481	545,950	410,070	342,826
Total Deposits	1,014,046	1,007,413	1,222,184	1,074,210	953,401
Short-Term Borrowings	148,727	119,429	143,911	104,516	135,020
Current Portion of Long-Term Debt	147,824	125,846	124,719	79,190	65,469
Current Portion of Leases	295	264	570	334	316
Current Income Taxes Payable	1,984	2,063	1,676	1,364	1,363
Other Current Liabilities	190,237	168,095	120,390	123,496	121,477
Long-Term Debt	199,837	183,154	143,875	161,822	171,810
Long-Term Leases	1,496	1,464	1,671	1,496	1,441
Long-Term Unearned Revenue	1,551	1,507	3,782	1,247	1,233
Pension & Post-Retirement Benefits	1,261	1,344	1,372	1,674	1,696
Long-Term Deferred Tax Liabilities	1,259	1,027	659	1,568	1,971
Other Long-Term Liabilities	509,678	489,491	440,492	439,405	426,315
Total Liabilities	2,226,471	2,109,479	2,215,250	1,997,039	1,887,567
Common Stock	9,124	9,159	13,901	9,341	8,750
Additional Paid-In Capital	14,890	14,905	11,977	15,436	13,798
Retained Earnings	7,087	6,348	7,997	5,844	2,692
Treasury Stock	-328	-377	-1,411	-1,170	-113
Comprehensive Income & Other	43,937	41,051	95,735	38,766	40,090
Total Common Equity	74,710	71,086	128,199	68,217	65,217
Minority Interest	8,601	8,833	7,421	8,699	8,278
Shareholders' Equity	83,311	79,919	135,620	76,916	73,495
Total Liabilities & Equity	2,309,782	2,189,398	2,350,870	2,073,955	1,961,062
Total Debt	498,179	430,157	414,746	347,358	374,056
Net Cash (Debt)	335,738	325,291	73,554	321,638	301,563
Net Cash Growth	3.21%	342.25%	-77.13%	6.66%	48.83%
Net Cash Per Share	111.35	107.32	24.61	107.57	104.52
Filing Date Shares Outstanding	3,025	3,029	3,024	3,025	2,916
Total Common Shares Outstanding	3,025	3,029	3,024	3,025	2,916
Book Value Per Share	22.31	21.08	40.42	20.93	20.35
Tangible Book Value	55,035	52,015	108,650	49,322	47,362
Tangible Book Value Per Share	15.81	14.79	33.95	14.69	14.22

Source: S&P Capital IQ. Banks template. Financial Sources.