LON:0HBF Ratios and Metrics

Market cap in millions GBP. Fiscal year is July - June.

Millions GBP. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 10, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Market Capitalization	12,756	13,765	9,645	7,915	6,012	7,278
Market Cap Growth	16.84%	42.72%	21.86%	31.65%	-17.39%	45.61%
Last Close Price	15.68	16.35	10.45	7.64	5.34	5.94
PE Ratio	11.32	12.07	8.93	8.98	7.71	10.50
PS Ratio	4.40	4.82	3.49	3.17	2.84	3.61
PB Ratio	1.29	1.43	1.01	0.81	0.65	0.76
P/FCF Ratio	-	-	29.29	-	1.37	-
P/OCF Ratio	-	-	25.88	-	1.36	-
Debt / Equity Ratio	3.55	4.72	4.45	3.82	4.01	3.49
Debt / FCF Ratio	-	-	128.71	-	8.42	-
Net Debt / Equity Ratio	2.06	2.24	2.14	2.13	2.01	1.78
Net Debt / FCF Ratio	-	-19.22	62.05	-7.59	4.21	-162.18
Return on Equity (ROE)	11.52%	11.86%	11.26%	9.28%	8.33%	7.76%
Return on Assets (ROA)	1.27%	1.31%	1.34%	1.13%	1.05%	1.00%
Earnings Yield	8.84%	8.28%	11.19%	11.14%	12.98%	9.53%
FCF Yield	-	-8.14%	3.41%	-34.74%	73.25%	-1.44%
Dividend Yield	5.23%	6.03%	8.68%	9.56%	12.08%	9.54%
Payout Ratio	-	70.88%	90.55%	61.79%	63.91%	0.46%
Buyback Yield / Dilution	1.78%	2.23%	1.45%	-0.28%	2.80%	-0.16%
Total Shareholder Return	7.00%	8.26%	10.13%	9.28%	14.88%	9.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.