LON:0HBY Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jan '26 Jan 6, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	31,660	22,267	22,588	20,327	22,276	16,289	Upgrade
Market Cap Growth	38.80%	-1.42%	11.13%	-8.75%	36.75%	5.84%	Upgrade
Last Close Price	15.94	10.17	9.34	7.85	7.88	5.44	Upgrade
PE Ratio	12.83	8.60	7.59	9.50	10.73	11.60	Upgrade
PS Ratio	5.24	3.81	3.65	4.09	4.95	4.19	Upgrade
PB Ratio	1.80	1.34	1.31	1.25	1.41	1.06	Upgrade
P/FCF Ratio	-	-	5.55	-	-	-	Upgrade
P/OCF Ratio	-	-	5.44	-	-	-	Upgrade
Debt / Equity Ratio	5.11	4.85	5.13	5.39	4.66	5.62	Upgrade
Debt / FCF Ratio	-	-	21.82	-	-	-	Upgrade
Return on Equity (ROE)	13.97%	15.84%	17.90%	13.53%	13.92%	9.61%	Upgrade
Return on Assets (ROA)	0.76%	0.97%	1.07%	0.79%	0.80%	0.53%	Upgrade
Earnings Yield	7.79%	11.63%	13.17%	10.53%	9.32%	8.62%	Upgrade
FCF Yield	-24.80%	-33.93%	18.02%	-68.59%	-34.91%	-10.73%	Upgrade
Dividend Yield	0.45%	6.03%	7.10%	6.84%	10.47%	6.72%	Upgrade
Payout Ratio	75.88%	66.11%	37.24%	47.94%	69.78%	-	Upgrade
Buyback Yield / Dilution	2.50%	1.90%	2.00%	1.19%	-0.09%	-0.09%	Upgrade
Total Shareholder Return	2.95%	7.93%	9.10%	8.04%	10.38%	6.63%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.