Bread Financial Holdings, Inc. (LON:0HCR)
London flag London · Delayed Price · Currency is GBP · Price in USD
61.37
+1.19 (1.98%)
At close: Jul 17, 2025

Bread Financial Holdings Company Description

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America.

It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.

The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services.

In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience.

Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products.

It offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands.

The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022.

Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.

Bread Financial Holdings, Inc.
CountryUnited States
Founded1995
IndustrySoftware - Services
SectorTechnology
Employees6,000
CEORalph Andretta

Contact Details

Address:
3095 Loyalty Circle
Columbus, Delaware 43219
United States
Phone(614) 729-4000
Websitebreadfinancial.com

Stock Details

Ticker Symbol0HCR
ExchangeLondon Stock Exchange
Stock TypeCommon Stock
Fiscal YearJanuary - December
Reporting CurrencyUSD
ISIN NumberUS0185811082
SIC Code6141

Key Executives

NamePosition
Ralph J. AndrettaPresident, Chief Executive Officer and Director
Perry S. BebermanExecutive Vice President and Chief Financial Officer
Allegra S. DriscollExecutive Vice President and Chief Technology Officer
Joseph L. Motes IIIExecutive Vice President, Chief Administrative Officer, General Counsel and Secretary
Valerie E. GreerExecutive Vice President and Chief Commercial Officer
Tammy Michelle McConnaugheyExecutive Vice President and Chief Credit Risk and Operations Officer
Jonathan Bryan CampbellSenior Vice President and Chief Accounting Officer
Brian VerebHead of Investor Relations
Brandy SullivanSenior Vice President, Chief People and Culture Officer
Wes HuntSenior Vice President of Operational Excellence