Bread Financial Holdings, Inc. (LON:0HCR)
London
· Delayed Price · Currency is GBP · Price in USD 48.72
+0.41 (0.85%)
At close: Apr 25, 2025
Bread Financial Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 4,758 | 4,820 | 4,961 | 4,615 | 3,861 | 3,931 | Upgrade
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| Interest Income on Investments | 197 | 204 | 184 | 69 | 7 | 21 | Upgrade
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| Total Interest Income | 4,955 | 5,024 | 5,145 | 4,684 | 3,868 | 3,952 | Upgrade
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| Interest Paid on Deposits | 591 | 608 | 541 | 243 | 167 | 238 | Upgrade
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| Interest Paid on Borrowings | 346 | 352 | 338 | 260 | 216 | 261 | Upgrade
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| Total Interest Expense | 937 | 960 | 879 | 503 | 383 | 499 | Upgrade
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| Net Interest Income | 4,018 | 4,064 | 4,266 | 4,181 | 3,485 | 3,453 | Upgrade
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| Net Interest Income Growth (YoY) | -4.36% | -4.74% | 2.03% | 19.97% | 0.93% | -17.57% | Upgrade
|
| Gain (Loss) on Sale of Assets | 11 | 11 | 230 | - | 10 | - | Upgrade
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| Gain (Loss) on Sale of Investments | - | - | -6 | -44 | 2 | - | Upgrade
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| Other Non-Interest Income | -212 | -237 | -201 | -311 | -225 | -155 | Upgrade
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| Total Non-Interest Income | -201 | -226 | 23 | -355 | -213 | -155 | Upgrade
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| Revenues Before Loan Losses | 3,817 | 3,838 | 4,289 | 3,826 | 3,272 | 3,298 | Upgrade
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| Provision for Loan Losses | 1,372 | 1,397 | 1,229 | 1,594 | 544 | 1,266 | Upgrade
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| Revenue | 2,445 | 2,441 | 3,060 | 2,232 | 2,728 | 2,032 | Upgrade
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| Revenue Growth (YoY) | -4.04% | -20.23% | 37.10% | -18.18% | 34.25% | -29.00% | Upgrade
|
| Salaries and Employee Benefits | 847 | 843 | 823 | 746 | 642 | 588 | Upgrade
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| Occupancy Expenses | 88 | 90 | 116 | 113 | 92 | 106 | Upgrade
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| Selling, General & Administrative | 535 | 523 | 528 | 510 | 431 | 355 | Upgrade
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| Other Non-Interest Expense | 478 | 497 | 625 | 563 | 519 | 618 | Upgrade
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| Total Non-Interest Expense | 1,948 | 1,953 | 2,092 | 1,932 | 1,684 | 1,667 | Upgrade
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| EBT Excluding Unusual Items | 497 | 488 | 968 | 300 | 1,044 | 365 | Upgrade
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| Asset Writedown | - | - | - | - | - | -64 | Upgrade
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| Other Unusual Items | -107 | -107 | - | - | - | - | Upgrade
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| Pretax Income | 390 | 381 | 968 | 300 | 1,044 | 301 | Upgrade
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| Income Tax Expense | 104 | 102 | 231 | 76 | 247 | 93 | Upgrade
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| Earnings From Continuing Operations | 286 | 279 | 737 | 224 | 797 | 208 | Upgrade
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| Earnings From Discontinued Operations | -5 | -2 | -19 | -1 | 4 | 6 | Upgrade
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| Net Income | 281 | 277 | 718 | 223 | 801 | 214 | Upgrade
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| Net Income to Common | 281 | 277 | 718 | 223 | 801 | 214 | Upgrade
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| Net Income Growth | -29.22% | -61.42% | 221.97% | -72.16% | 274.30% | -23.02% | Upgrade
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| Basic Shares Outstanding | 49 | 50 | 50 | 50 | 50 | 48 | Upgrade
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| Diluted Shares Outstanding | 50 | 50 | 50 | 50 | 50 | 48 | Upgrade
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| Shares Change (YoY) | 0.95% | 0.80% | - | - | 4.38% | -5.89% | Upgrade
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| EPS (Basic) | 5.68 | 5.58 | 14.42 | 4.47 | 16.12 | 4.48 | Upgrade
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| EPS (Diluted) | 5.57 | 5.50 | 14.36 | 4.45 | 16.03 | 4.48 | Upgrade
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| EPS Growth | -30.17% | -61.70% | 222.70% | -72.24% | 258.19% | -16.82% | Upgrade
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| Dividend Per Share | 0.630 | 0.840 | 0.840 | 0.840 | 0.840 | 1.260 | Upgrade
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| Dividend Growth | -25.00% | - | - | - | -33.33% | -50.00% | Upgrade
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| Effective Tax Rate | 26.67% | 26.77% | 23.86% | 25.33% | 23.66% | 30.90% | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.