Bread Financial Holdings, Inc. (LON:0HCR)

Bread Financial Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	3,604	3,679	3,590	3,891	3,046
Cash & Short-Term Investments	3,604	3,679	3,590	3,891	3,046
Cash Growth	-2.04%	2.48%	-7.74%	27.74%	8.94%
Accounts Receivable	-2,106	-2,241	-2,328	-2,464	-1,832
Total Current Assets	1,498	1,438	1,262	1,427	1,214
Net Property, Plant & Equipment	117	142	167	195	215
Long-Term Investments	284	266	253	221	239
Other Long-Term Assets	1,243	1,403	1,364	1,400	1,992
Total Assets	22,663	22,891	23,141	25,407	21,746
Long-Term Debt	18,224	18,639	18,912	21,833	18,466
Other Long-Term Liabilities	1,112	1,201	1,311	1,309	1,194
Total Long-Term Liabilities	19,336	19,840	20,223	23,142	19,660
Total Liabilities	19,336	19,840	20,223	23,142	19,660
Common Stock	-	-	1	1	1
Additional Paid-in Capital	1,868	2,073	2,169	2,192	2,174
Accumulated Other Comprehensive Income	-16	-22	-19	-21	-2
Retained Earnings	1,475	999	767	93	-87
Shareholders' Equity	3,327	3,050	2,918	2,265	2,086
Total Liabilities & Equity	22,663	22,891	23,141	25,407	21,746
Total Debt	18,224	18,639	18,912	21,833	18,466
Net Cash (Debt)	-14,620	-14,960	-15,322	-17,942	-15,420
Net Cash Per Share	-307.14	-296.82	-306.44	-358.84	-308.40
Book Value	3,327	3,050	2,918	2,265	2,086
Book Value Per Share	69.89	60.52	58.36	45.30	41.72
Tangible Book Value	3,327	3,050	2,918	2,265	2,086
Tangible Book Value Per Share	69.89	60.52	58.36	45.30	41.72

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.