Bread Financial Holdings, Inc. (LON: 0HCR)

Bread Financial Holdings Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 23, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	2,627	1,276	1,558	2,448	2,693	3,902
Market Cap Growth	25.29%	-18.13%	-36.34%	-9.12%	-30.97%	-39.17%
Last Close Price	52.48	25.61	29.27	46.46	37.47	61.19
PE Ratio	11.25	2.26	8.42	4.14	17.18	19.21
PS Ratio	0.96	0.53	0.84	1.21	1.81	1.81
PB Ratio	0.76	0.56	0.83	1.59	2.42	3.25
P/FCF Ratio	1.18	0.82	1.02	2.15	2.01	4.80
P/OCF Ratio	1.18	0.82	1.02	2.15	1.95	4.24
Debt / Equity Ratio	1.47	1.86	3.59	3.63	5.71	6.58
Debt / FCF Ratio	2.30	2.74	4.40	4.91	4.75	9.71
Return on Equity (ROE)	10.58%	28.44%	10.30%	44.18%	13.37%	25.81%
Return on Assets (ROA)	1.46%	3.04%	0.95%	3.60%	0.85%	1.78%
Earnings Yield	8.89%	44.19%	11.88%	24.17%	5.82%	5.38%
FCF Yield	84.49%	122.28%	98.43%	46.56%	49.74%	20.82%
Dividend Yield	1.02%	2.58%	2.38%	1.34%	2.46%	3.11%
Payout Ratio	13.42%	5.85%	19.28%	5.24%	28.50%	45.68%
Buyback Yield / Dilution	0.15%	0.20%	-0.40%	-4.38%	5.89%	7.62%
Total Shareholder Return	1.17%	2.78%	1.98%	-3.05%	8.36%	10.73%

Source: S&P Capital IQ. Banks template. Financial Sources.